# Expense Manager vs PayFlow

The clearest difference is iOS requirement: Expense Manager at 9.3 against PayFlow's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Expense Manager sells 1 one-off in-app purchase and PayFlow sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Expense Manager ships an update fortnightly, PayFlow every 3 weeks. The most recent releases landed on October 16, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Expense Manager | PayFlow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (4 ratings)](https://appshunter.io/ios/app/expense-manager-penny/id1247753395/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 3 MB | 3 MB |
| Requires iOS | **9.3** | 26.2 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Janhavi Wagh](https://appshunter.io/developer/1247753394) | [Kirill Lysenko](https://appshunter.io/developer/1843339210) |

## What reviewers say

### Expense Manager

[App page](https://appshunter.io/ios/app/expense-manager-penny/id1247753395)

This personal finance app helps you track and manage your expenses and income. It offers tools to understand spending habits, set budgets, and view financial progress through charts and reports. Organize transactions with folders and categories for better financial control.

**Highlights:** Expense and income tracking, Monthly budget setting, Organize expenses with folders, Graphical spending reports, Export to CSV and PDF, Passcode lock for security, Customizable themes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Upgrade to Pro | $1.99 | one-time |


### PayFlow

[App page](https://appshunter.io/ios/app/payflow/id6758224419)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Считай выгодно | $8.99 | one-time |


## Frequently asked questions

### Is Expense Manager free?

Expense Manager is free to download, with in-app purchases available.

### Is PayFlow free?

PayFlow is free to download, with in-app purchases available.

### Do Expense Manager or PayFlow have ads?

Neither Expense Manager nor PayFlow shows ads.

### Which is updated more often, Expense Manager or PayFlow?

Expense Manager ships an update fortnightly, and PayFlow every 3 weeks. Most recently, Expense Manager was updated on October 16, 2026 and PayFlow on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*