# Expense Manager vs PennyWise

The clearest difference is update cadence: PennyWise at every 6 days against Expense Manager's fortnightly. Expense Manager's advantage is iOS requirement (9.3 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Expense Manager sells 1 one-off in-app purchase and PennyWise sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Expense Manager ships an update fortnightly, PennyWise every 6 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Expense Manager | PennyWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (4 ratings)](https://appshunter.io/ios/app/expense-manager-penny/id1247753395/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 6 days** |
| Monetization | Free with in-app purchases | — |
| Size | 3 MB | 31 MB |
| Requires iOS | **9.3** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Janhavi Wagh](https://appshunter.io/developer/1247753394) | [Andrii Klymyshyn](https://appshunter.io/developer/1894667180) |

## What reviewers say

### Expense Manager

[App page](https://appshunter.io/ios/app/expense-manager-penny/id1247753395)

This personal finance app helps you track and manage your expenses and income. It offers tools to understand spending habits, set budgets, and view financial progress through charts and reports. Organize transactions with folders and categories for better financial control.

**Highlights:** Expense and income tracking, Monthly budget setting, Organize expenses with folders, Graphical spending reports, Export to CSV and PDF, Passcode lock for security, Customizable themes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Upgrade to Pro | $1.99 | one-time |


### PennyWise

[App page](https://appshunter.io/ios/app/pennywise-expense-tracker/id6762556862)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PennyWise Pro Monthly | $4.99 | per month |
| PennyWise Pro Yearly | $29.99 | per year |


## Frequently asked questions

### Is Expense Manager free?

Expense Manager is free to download, with in-app purchases available.

### Is PennyWise free?

PennyWise is free to download, with in-app purchases available.

### Do Expense Manager or PennyWise have ads?

Neither Expense Manager nor PennyWise shows ads.

### Which is updated more often, Expense Manager or PennyWise?

Expense Manager ships an update fortnightly, and PennyWise every 6 days. Most recently, Expense Manager was updated on October 24, 2026 and PennyWise on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*