# CFC Mobile Access vs Empire Auto Protect

The clearest difference is ratings volume: CFC Mobile Access at 9.1K against Empire Auto Protect's 23. CFC Mobile Access also leads on update cadence (every 3 weeks vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.3 for CFC Mobile Access against 4.4 for Empire Auto Protect. That said, the two scores are not equally well evidenced: CFC Mobile Access has 9.1K ratings behind it against 23, so its average is the more settled of the two.

CFC Mobile Access ships an update every 3 weeks, Empire Auto Protect every 2 months. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | CFC Mobile Access | Empire Auto Protect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (9.1K ratings)](https://appshunter.io/ios/app/cfc-mobile-access/id1248074910/reviews) | **[4.4 (23 ratings)](https://appshunter.io/ios/app/empire-auto-protect/id6769192704/reviews)** |
| Number of ratings | **9.1K** | 23 |
| Positive reviews | 18.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 39 MB | 25 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Continental Finance Company, LLC](https://appshunter.io/developer/1248074909) | [Empire Auto Protect LLC](https://appshunter.io/developer/1896637998) |

## What reviewers say

### CFC Mobile Access

[App page](https://appshunter.io/ios/app/cfc-mobile-access/id1248074910)

Manage your credit card accounts securely on the go. Check balances, make payments, and access statements. Report lost or stolen cards, and manage authorized users.

**Highlights:** Check account balance, Make payments, Pay bills on the go, Report card lost or stolen, Access monthly statements early, View Cardholder Agreement, Add authorized user

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient app
- 🚀 Quick and easy application process
- 💡 Generous credit limit
- 🚀 Fast credit increases

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🐛 Login issues and inability to access account
- 🐛 Payments not posting or reflecting properly
- 🐛 Unreliable app functionality
- 💸 High interest rates and fees

**Reported bugs**

- App crashes on login
- Payment dates not showing up correctly
- Credit balance not updating after payments
- Inability to access account information

**Requested features**

- Add option to pay with debit card
- Implement Touch ID/Face ID login
- Save payment information for easier future payments
- Provide more transparency around payment posting and credit limit updates
- Improve app design and user experience


### Empire Auto Protect

[App page](https://appshunter.io/ios/app/empire-auto-protect/id6769192704)

Manage your vehicle service contract and access coverage details on the go. Easily view policy information, make payments, file claims, and request roadside assistance. Your contract documents and ID card are always accessible.

**Highlights:** View active policy details, Tap to pay bills securely, One-tap claim filing, Request 24/7 roadside assistance, Access ID card and contract documents, Manage multiple policies, Fast sign-in with biometrics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CFC Mobile Access free?

CFC Mobile Access is free to download, with no in-app purchases.

### Is Empire Auto Protect free?

Empire Auto Protect is free to download, with no in-app purchases.

### Which has better reviews, CFC Mobile Access or Empire Auto Protect?

Empire Auto Protect is rated higher. CFC Mobile Access averages 4.3 out of 5 from 9.1K ratings, while Empire Auto Protect averages 4.4 from 23 ratings.

### Do CFC Mobile Access or Empire Auto Protect have ads?

Neither CFC Mobile Access nor Empire Auto Protect shows ads.

### Which is updated more often, CFC Mobile Access or Empire Auto Protect?

CFC Mobile Access ships an update every 3 weeks, and Empire Auto Protect every 2 months. Most recently, CFC Mobile Access was updated on November 6, 2026 and Empire Auto Protect on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*