# OMS Payment App vs Payback Balance Tracker

The clearest difference is rating: OMS Payment App at 5.0 against Payback Balance Tracker's 3.7. Payback Balance Tracker's advantage is update cadence (every 9 days vs every 5 weeks) and ratings volume (10 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OMS Payment App holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Payback Balance Tracker has 10 ratings behind it against 1, so its average is the more settled of the two.

OMS Payment App ships an update every 5 weeks, Payback Balance Tracker every 9 days. The most recent releases landed on September 12, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | OMS Payment App | Payback Balance Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/oms-payment-app/id1248859705/reviews)** | [3.7 (10 ratings)](https://appshunter.io/ios/app/payback-balance-tracker/id1551505456/reviews) |
| Number of ratings | 1 | **10** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 9 days** |
| Monetization | Free | Free |
| Size | 31 MB | 43 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Online school management system inc](https://appshunter.io/developer/1248859704) | [Matthew Brennan](https://appshunter.io/developer/1463254680) |

## What reviewers say

### OMS Payment App

[App page](https://appshunter.io/ios/app/oms-payment-app/id1248859705)

This application facilitates schools in processing payments for various activities. It allows users to record cash, check, and credit card transactions, integrating with a school payment management portal.

**Highlights:** Receipt cash payments, Receipt check payments, Receipt credit card payments, Integrates with payment portal, School activity payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payback Balance Tracker

[App page](https://appshunter.io/ios/app/payback-balance-tracker/id1551505456)

Easily track debts and balances among friends without needing to exchange money. This app helps everyone know who owes whom, simplifying shared expenses and reimbursements.

**Highlights:** Track balances between friends, Log what you owe others, Log what others owe you, Simplifies shared expenses, No real money exchange needed

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is OMS Payment App free?

OMS Payment App is free to download, with no in-app purchases.

### Is Payback Balance Tracker free?

Payback Balance Tracker is free to download, with no in-app purchases.

### Which has better reviews, OMS Payment App or Payback Balance Tracker?

OMS Payment App is rated higher. OMS Payment App averages 5.0 out of 5 from 1 ratings, while Payback Balance Tracker averages 3.7 from 10 ratings.

### Do OMS Payment App or Payback Balance Tracker have ads?

Neither OMS Payment App nor Payback Balance Tracker shows ads.

### Which is updated more often, OMS Payment App or Payback Balance Tracker?

OMS Payment App ships an update every 5 weeks, and Payback Balance Tracker every 9 days. Most recently, OMS Payment App was updated on September 12, 2026 and Payback Balance Tracker on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*