# M vs MCTPay

The clearest difference is update cadence: MCTPay at every 10 days against M's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M ships an update every 5 weeks, MCTPay every 10 days. The most recent releases landed on September 13, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | M | MCTPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 10 days** |
| Size | 68 MB | 9 MB |
| Requires iOS | 18.4 | **17.4** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [PAYMENT GATEWAY SOLUTIONS PRIVATE LIMITED](https://appshunter.io/developer/1249220225) | [MOBILE COMMUNITY TECH PTE LTD](https://appshunter.io/developer/1626416581) |

## What reviewers say

### M

[App page](https://appshunter.io/ios/app/m-transact/id1249220226)

**Features:** macOS Compatibility

**In-app purchases:** none


### MCTPay

[App page](https://appshunter.io/ios/app/mctpay/id1626416579)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is M free?

M is free to download, with no in-app purchases.

### Is MCTPay free?

MCTPay is free to download, with no in-app purchases.

### Do M or MCTPay have ads?

Neither M nor MCTPay shows ads.

### Which is updated more often, M or MCTPay?

M ships an update every 5 weeks, and MCTPay every 10 days. Most recently, M was updated on September 13, 2026 and MCTPay on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*