# M vs paykka

The clearest difference is update cadence: paykka at fortnightly against M's every 5 weeks. paykka also leads on iOS requirement (12.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M ships an update every 5 weeks, paykka fortnightly. The most recent releases landed on October 17, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | M | paykka |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Size | 68 MB | 48 MB |
| Requires iOS | 18.4 | **12.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [PAYMENT GATEWAY SOLUTIONS PRIVATE LIMITED](https://appshunter.io/developer/1249220225) | [XGD Europe SA](https://appshunter.io/developer/1724104897) |

## What reviewers say

### M

[App page](https://appshunter.io/ios/app/m-transact/id1249220226)

**Features:** macOS Compatibility

**In-app purchases:** none


### paykka

[App page](https://appshunter.io/ios/app/paykka/id6475376247)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is M free?

M is free to download, with no in-app purchases.

### Is paykka free?

paykka is free to download, with no in-app purchases.

### Do M or paykka have ads?

Neither M nor paykka shows ads.

### Which is updated more often, M or paykka?

M ships an update every 5 weeks, and paykka fortnightly. Most recently, M was updated on October 17, 2026 and paykka on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*