# BenefitPay Merchant vs AFS Pro

The clearest difference is update cadence: AFS Pro at fortnightly against BenefitPay Merchant's every 10 months. BenefitPay Merchant's advantage is iOS requirement (15.6 vs 17.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for BenefitPay Merchant against 5.0 for AFS Pro. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

BenefitPay Merchant ships an update every 10 months, AFS Pro fortnightly. The most recent releases landed on November 2, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | BenefitPay Merchant | AFS Pro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/benefitpay-merchant/id1249322661/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/afs-pro/id6472888912/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 18 MB | 184 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Benefit Company](https://appshunter.io/developer/1249322660) | [AFS M-Banking](https://appshunter.io/developer/1437130285) |

## What reviewers say

### BenefitPay Merchant

[App page](https://appshunter.io/ios/app/benefitpay-merchant/id1249322661)

This app allows merchants to easily accept payments generated from a user application. Merchants can generate QR codes for payments, review their transaction history, and manage operations with multiple acquiring banks.

**Highlights:** Accept payments via QR codes, Review transaction history, Operate with multiple acquiring banks, Generate QR codes for payments

**Features:** macOS Compatibility

**In-app purchases:** none


### AFS Pro

[App page](https://appshunter.io/ios/app/afs-pro/id6472888912)

This app helps small and medium businesses manage operations with features like prepaid card requests, POS transaction insights, and a B2B marketplace for buying and selling goods. Merchants can also request additional POS terminals and services through a self-service portal.

**Highlights:** Prepaid card requests, POS transaction and settlement history, Self-service for POS terminals, B2B marketplace for buyers and sellers, Digitized daily settlements

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BenefitPay Merchant free?

BenefitPay Merchant is free to download, with no in-app purchases.

### Is AFS Pro free?

AFS Pro is free to download, with no in-app purchases.

### Which has better reviews, BenefitPay Merchant or AFS Pro?

BenefitPay Merchant and AFS Pro are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do BenefitPay Merchant or AFS Pro have ads?

Neither BenefitPay Merchant nor AFS Pro shows ads.

### Which is updated more often, BenefitPay Merchant or AFS Pro?

BenefitPay Merchant ships an update every 10 months, and AFS Pro fortnightly. Most recently, BenefitPay Merchant was updated on November 2, 2026 and AFS Pro on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*