# BenefitPay vs stc pay BH

BenefitPay and stc pay BH both sit at 4.7 stars, but that hides the real split: 69% of BenefitPay's written reviews are positive against 23% of stc pay BH's. BenefitPay also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). stc pay BH's advantage is update cadence (every 9 days vs every 3 weeks). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for BenefitPay against 4.6 for stc pay BH. That said, the two scores are not equally well evidenced: BenefitPay has 12K ratings behind it against 671, so its average is the more settled of the two. Written reviews are what separate them: 69% of BenefitPay's written reviews are positive against 23% of stc pay BH's.

BenefitPay ships an update every 3 weeks, stc pay BH every 9 days. Both last shipped on November 6, 2026.

## The numbers

| Metric | BenefitPay | stc pay BH |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (12K ratings)](https://appshunter.io/ios/app/benefitpay/id1249328388/reviews)** | [4.6 (671 ratings)](https://appshunter.io/ios/app/stc-pay-bh/id1336421084/reviews) |
| Number of ratings | **12K** | 671 |
| Positive reviews | **69.1% of reviews** | 22.7% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 9 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 224 MB | 459 MB |
| Requires iOS | **16.0** | 17.6 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Benefit Company](https://appshunter.io/developer/1249322660) | [STC Bahrain B.S.C. Closed](https://appshunter.io/developer/571290643) |

## What reviewers say

### BenefitPay

[App page](https://appshunter.io/ios/app/benefitpay/id1249328388)

This app facilitates fast, secure, and convenient payments and fund transfers using smart devices in Bahrain. It allows users to enroll payment instruments, transfer funds instantly, pay bills, split expenses, and manage cards and accounts.

**Highlights:** Enroll payment instruments, Instant fund transfers (Fawri+), QR code payments, Bill payments (Fawateer), Split and request payments, Transaction history tracking, International remittances

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for payments
- 🚀 Efficient and quick
- 💡 Useful for small businesses
- 🔒 Reliable and secure

**What reviewers complain about**

- 🐛 Scanning issues with ID cards
- 🐛 Crashes and compatibility problems
- 🐛 Slow performance
- 🐛 Payment issues and errors

**Reported bugs**

- Sadeem fuel page crashes
- Account deactivation issues with iOS 15
- IBAN validation errors
- Crashes on iPhone 6 and iPhone 7

**Requested features**

- Automatic payment options
- Dark mode
- Tap and go functionality for iOS
- Improved accessibility


### stc pay BH

[App page](https://appshunter.io/ios/app/stc-pay-bh/id1336421084)

This mobile wallet allows you to send, spend, and save money with ease. It offers instant virtual cards for contactless payments, international and local money transfers, bill payments, and a WPS-compliant payroll solution for businesses. Enjoy cashback and promotions on your purchases.

**Highlights:** Instant virtual cards, Contactless payments with Apple Pay, International money transfers, Local bank transfers (Fawri/Fawri+), Bill and utility payments, WPS-compliant salary transfers, Cashbacks and promotions

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for payments without wallet
- 👍 Simple setup process
- 👍 Cash back on international transfers (requested)
- 👍 Account details available
- 👍 New app is awesome (partially)

**What reviewers complain about**

- 👎 2.5% fee on card/top-up payments
- 👎 Inactive card with no explanation
- 👎 Difficult to reach human support
- 👎 Chatbot is a clicking maze
- 👎 Contact form is lengthy

**Reported bugs**

- Screen fonts abnormal and unreadable after update
- Menu is vertical instead of readable
- Card inactive after payment
- Cannot send by IBAN
- App requires update but no update button

**Requested features**

- Cash back on international transfers
- Improve card display layout
- Option to put card details as icon
- Less ads on home screen


## Frequently asked questions

### Is BenefitPay free?

BenefitPay is free to download, with no in-app purchases.

### Is stc pay BH free?

stc pay BH is free to download, with no in-app purchases.

### Which has better reviews, BenefitPay or stc pay BH?

BenefitPay is rated higher. BenefitPay averages 4.7 out of 5 from 12K ratings, while stc pay BH averages 4.6 from 671 ratings.

### Do BenefitPay or stc pay BH have ads?

stc pay BH shows ads; BenefitPay does not.

### Which is updated more often, BenefitPay or stc pay BH?

BenefitPay ships an update every 3 weeks, and stc pay BH every 9 days. Most recently, BenefitPay was updated on November 6, 2026 and stc pay BH on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*