# EMI Calculator vs PLUS+ App

The clearest difference is review sentiment: PLUS+ App at 100% against EMI Calculator's 46%. PLUS+ App also leads on update cadence (fortnightly vs every 4 months) and rating (4.7 vs 4.4). EMI Calculator's advantage is iOS requirement (11.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PLUS+ App holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 91 and 411 respectively. Written reviews point the same way: 46% of EMI Calculator's written reviews are positive against 100% of PLUS+ App's.

EMI Calculator ships an update every 4 months, PLUS+ App fortnightly. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | EMI Calculator | PLUS+ App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (91 ratings)](https://appshunter.io/ios/app/emi-calculator-loan-planner/id1249647306/reviews) | **[4.7 (411 ratings)](https://appshunter.io/ios/app/plus-plus-app/id6451835304/reviews)** |
| Number of ratings | 91 | **411** |
| Positive reviews | 45.8% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 12 MB | 59 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Hareshbhai Issamaliya](https://appshunter.io/developer/1488315997) | [Yoma Strategic Holdings Ltd](https://appshunter.io/developer/1346482544) |

## What reviewers say

### EMI Calculator

[App page](https://appshunter.io/ios/app/emi-calculator-loan-planner/id1249647306)

Easily calculate your Equated Monthly Installment (EMI) for various loans. Plan your finances effectively by visualizing payment schedules and understanding loan breakdowns. Share detailed PDF reports for better loan management.

**Highlights:** Calculate EMI, loan amount, interest rate, and period, View monthly payment schedule, Analyze principal, interest, and balance per month, Generate and share computed PDF reports, Supports various loan types

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PLUS+ App

[App page](https://appshunter.io/ios/app/plus-plus-app/id6451835304)

This app offers a lease-to-buy program as an employee benefit in Myanmar. Employees can acquire products and services by making monthly salary deductions over a set period. It provides a convenient and efficient way to own desired items.

**Highlights:** Lease-to-buy program, Employee benefit platform, Monthly salary deductions, Wide product categories, Streamlined process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EMI Calculator free?

EMI Calculator is free to download, with no in-app purchases.

### Is PLUS+ App free?

PLUS+ App is free to download, with no in-app purchases.

### Which has better reviews, EMI Calculator or PLUS+ App?

PLUS+ App is rated higher. EMI Calculator averages 4.4 out of 5 from 91 ratings, while PLUS+ App averages 4.7 from 411 ratings.

### Do EMI Calculator or PLUS+ App have ads?

Neither EMI Calculator nor PLUS+ App shows ads.

### Which is updated more often, EMI Calculator or PLUS+ App?

EMI Calculator ships an update every 4 months, and PLUS+ App fortnightly. Most recently, EMI Calculator was updated on November 2, 2026 and PLUS+ App on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*