# MoneyStats vs Debt Payoff Tracker

The clearest difference is update cadence: MoneyStats at every 10 days against Debt Payoff Tracker's every 3 months. MoneyStats also leads on device support (3 vs 1) and iOS requirement (15.0 vs 18). On price, ads and in-app purchases there is nothing between them.

Both are free to download. MoneyStats sells 11 in-app purchases, starting at $2.99 per month and Debt Payoff Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

MoneyStats ships an update every 10 days, Debt Payoff Tracker every 3 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | MoneyStats | Debt Payoff Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1K ratings)](https://appshunter.io/ios/app/moneystats-budget-planner/id1249678565/reviews)** | — |
| Number of ratings | **1K** | — |
| Positive reviews | 86.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 180 MB | 4 MB |
| Requires iOS | **15.0** | 18 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Tom Tennstedt](https://appshunter.io/developer/1065357282) | [Karol Jaworski](https://appshunter.io/developer/1799974477) |

## What reviewers say

### MoneyStats

[App page](https://appshunter.io/ios/app/moneystats-budget-planner/id1249678565)

Take full control of your personal finances by tracking income and expenses, creating budgets, and managing multiple bank accounts. Analyze your spending with charts and graphs, set savings goals, and generate financial reports. Securely manage your money with features like data synchronization and access locks.

**Highlights:** Track income and expenses, Create and manage budgets, Categorize transactions, Financial charts and graphs, Set savings goals, Import/export data (CSV, QIF, TXT), Multi-device synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Single bank connection | $2.99 | per month |
| Multi bank connection | $3.99 | per month |
| Single bank connection | $24.99 | per year |
| Multi bank connection | $44.99 | per year |
| MoneyStats Data-Sync | $2.99 | one-time |
| MoneyStats Categories | $2.99 | one-time |
| MoneyStats Reports | $2.99 | one-time |
| MoneyStats Exchange Rates | $2.99 | one-time |
| MoneyStats Pro | $4.49 | one-time |
| MoneyStats Special Offer | $5.99 | one-time |
| MoneyStats Complete Packe | $7.99 | one-time |

**What reviewers like**

- 🚀 Impeccable, almost perfect app
- 👍 Intelligent, brilliantly programmed and executed
- 👍 Excellent customer service
- 👍 Affordable, unique and definitive pricing
- 👍 Practical and easy to use

**What reviewers complain about**

- 🐛 Sync issues and backup problems
- 🐛 Inconsistent data management
- 🐛 Inability to split transactions into multiple categories
- 🐛 Duplicate transactions when transferring between accounts
- 🐛 Clunky and slow sync function

**Reported bugs**

- Sync option disappears after initial setup
- Transactions not loading on other devices after sync
- Transactions resetting after syncing
- Expense/income entries duplicating amounts
- Inability to link banks in the US

**Requested features**

- Allow $0 entry for future payments with unknown amounts
- Add support for iPad multitasking
- Implement split-view option on iPad
- Add ability to group categories and roll them up
- Bring back toggle between current period and month when viewing budgets


### Debt Payoff Tracker

[App page](https://appshunter.io/ios/app/debt-payoff-tracker-zero/id6760733303)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $4.99 | per month |
| Zero Pro - First Year Offer | $39.99 | per year |
| Zero Pro Yearly | $39.99 | per year |


## Frequently asked questions

### Is MoneyStats free?

MoneyStats is free to download, with in-app purchases available.

### Is Debt Payoff Tracker free?

Debt Payoff Tracker is free to download, with in-app purchases available.

### Do MoneyStats or Debt Payoff Tracker have ads?

Neither MoneyStats nor Debt Payoff Tracker shows ads.

### Which is updated more often, MoneyStats or Debt Payoff Tracker?

MoneyStats ships an update every 10 days, and Debt Payoff Tracker every 3 months. Most recently, MoneyStats was updated on October 24, 2026 and Debt Payoff Tracker on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*