# Connective Smart Options vs Connective Select

The clearest difference is update cadence: Connective Select at every 3 weeks against Connective Smart Options's every 3 months. Connective Smart Options's advantage is iOS requirement (12.0 vs 15.1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Connective Smart Options ships an update every 3 months, Connective Select every 3 weeks. The most recent releases landed on August 25, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Connective Smart Options | Connective Select |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 144 MB | 48 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [Bendigo and Adelaide Bank Ltd](https://appshunter.io/developer/482844932) |

## What reviewers say

### Connective Smart Options

[App page](https://appshunter.io/ios/app/connective-smart-options/id1250674335)

Access your accounts in real-time on the go with smart features like quick login, instant transaction viewing, and secure payment options. Manage your cards, receive transaction alerts, and locate nearby ATMs for convenient financial management.

**Highlights:** Real-time account access, Quick login (4-digit/TouchID), View balances without logging in, Immediate payments and transfers, Transaction notifications, Temporary card blocking, ATM locator

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Connective Select

[App page](https://appshunter.io/ios/app/connective-select/id6742926398)

Manage your home loan with ease. Set up accounts before settlement, receive instant payment notifications, and use PayID for quick transactions. Access a digital card immediately and set up automatic repayments for a seamless experience.

**Highlights:** Pre-settlement account setup, Instant payment notifications, PayID for easy payments, Digital card access, Automatic repayment setup, In-app chat support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Connective Smart Options free?

Connective Smart Options is free to download, with no in-app purchases.

### Is Connective Select free?

Connective Select is free to download, with no in-app purchases.

### Do Connective Smart Options or Connective Select have ads?

Neither Connective Smart Options nor Connective Select shows ads.

### Which is updated more often, Connective Smart Options or Connective Select?

Connective Smart Options ships an update every 3 months, and Connective Select every 3 weeks. Most recently, Connective Smart Options was updated on August 25, 2026 and Connective Select on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*