# Click Loans vs LemFi

The clearest difference is update cadence: LemFi at weekly against Click Loans's every 3 months. LemFi also leads on review sentiment (58% vs 33%). Click Loans's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Click Loans ships an update every 3 months, LemFi weekly. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Click Loans | LemFi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (75K ratings)](https://appshunter.io/ios/app/lemfi-send-save-grow/id1533066809/reviews)** |
| Number of ratings | — | **75K** |
| Positive reviews | 33.3% of reviews | **57.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Free | Free |
| Size | 152 MB | 252 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [Lemonade Finance](https://appshunter.io/developer/1533066811) |

## What reviewers say

### Click Loans

[App page](https://appshunter.io/ios/app/click-loans/id1250711408)

Manage your accounts and finances on the go with real-time balance and transaction updates. Securely access your accounts with advanced login options and receive instant notifications for all activity. Easily make payments, find ATMs, and manage your cards for complete financial control.

**Highlights:** Real-time account balances, Transaction history, Secure login options (4-digit, TouchID), Instant transaction notifications, Card activation and PIN management, ATM locator, BPAY and funds transfers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### LemFi

[App page](https://appshunter.io/ios/app/lemfi-send-save-grow/id1533066809)

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

**Highlights:** Send money overseas, Low or zero transfer fees, Multi-currency account, Hold and exchange funds, Refer-a-friend rewards, Real-time notifications, 24/7 customer support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable transfers
- 💳 Competitive exchange rates
- 👍 Easy to use app
- 🕰️ Instant money delivery
- 🤝 Excellent customer service

**What reviewers complain about**

- 🕰️ Delayed transactions
- 🔒 Verification issues
- 💳 Debit card problems
- 🤖 Poor customer support
- 💰 High fees

**Reported bugs**

- App crashes or freezes
- Funds not reflecting in wallet
- Incorrect exchange rates displayed
- Verification process not working

**Requested features**

- Add more beneficiary bank options
- Improve transaction history and reporting
- Provide ability to cancel or reverse transactions
- Increase transfer limits
- Offer mobile wallet or digital account features


## Frequently asked questions

### Is Click Loans free?

Click Loans is free to download, with no in-app purchases.

### Is LemFi free?

LemFi is free to download, with no in-app purchases.

### Do Click Loans or LemFi have ads?

Neither Click Loans nor LemFi shows ads.

### Which is updated more often, Click Loans or LemFi?

Click Loans ships an update every 3 months, and LemFi weekly. Most recently, Click Loans was updated on October 24, 2026 and LemFi on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*