# VOW vs LCU

The clearest difference is iOS requirement: VOW at 12.0 against LCU's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VOW ships an update every 3 months, LCU every 5 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | VOW | LCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.0 (2 ratings)](https://appshunter.io/ios/app/lcu-banking-app/id1362988801/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | — | Free |
| Size | 143 MB | 108 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [Laboratories Credit Union](https://appshunter.io/developer/1362988800) |

## What reviewers say

### VOW

[App page](https://appshunter.io/ios/app/vow/id1250715088)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### LCU

[App page](https://appshunter.io/ios/app/lcu-banking-app/id1362988801)

Manage your accounts with ease through a simple interface that provides access to essential banking features. Securely check balances, transfer funds, pay bills, and manage your debit card. The app collects anonymous usage data for statistical analysis.

**Highlights:** PIN or swipe pattern authentication, View account balances and transactions, Transfer funds, Pay bills via BPAY, Edit Payee and Biller details, Manage LCU Visa debit card

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is VOW free?

VOW is free to download, with no in-app purchases.

### Is LCU free?

LCU is free to download, with no in-app purchases.

### Do VOW or LCU have ads?

Neither VOW nor LCU shows ads.

### Which is updated more often, VOW or LCU?

VOW ships an update every 3 months, and LCU every 5 months. Most recently, VOW was updated on November 6, 2026 and LCU on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*