# ADBL Smart Plus vs Gurkhas Smart

The clearest difference is review sentiment: ADBL Smart Plus at 40% against Gurkhas Smart's 0%. ADBL Smart Plus also leads on rating (3.4 vs 3.0) and ratings volume (22 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ADBL Smart Plus holds the better App Store score, 3.4 against 3.0. That said, the two scores are not equally well evidenced: ADBL Smart Plus has 22 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 40% of ADBL Smart Plus's written reviews are positive against 0% of Gurkhas Smart's.

ADBL Smart Plus ships an update monthly, Gurkhas Smart every 3 months. The most recent releases landed on October 10, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | ADBL Smart Plus | Gurkhas Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (22 ratings)](https://appshunter.io/ios/app/adbl-smart-plus/id1250774732/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/gurkhas-smart/id1269458364/reviews) |
| Number of ratings | **22** | 2 |
| Positive reviews | **40.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 173 MB | 166 MB |
| Requires iOS | 12.4 | 12.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Agricultural Development Bank Ltd.](https://appshunter.io/developer/1434512591) | [Gurkhas Finance Ltd.](https://appshunter.io/developer/1477742572) |

## What reviewers say

### ADBL Smart Plus

[App page](https://appshunter.io/ios/app/adbl-smart-plus/id1250774732)

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and instant online payments. Access account information easily and enjoy user-friendly banking services.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Instant online payments, Account information access, Secure 128-bit SSL encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Gurkhas Smart

[App page](https://appshunter.io/ios/app/gurkhas-smart/id1269458364)

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, top-ups, fund transfers, and QR code payments easily. Access account information and enjoy convenient banking anytime, anywhere.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure 128-bit SSL encryption

**In-app purchases:** none


## Frequently asked questions

### Is ADBL Smart Plus free?

ADBL Smart Plus is free to download, with no in-app purchases.

### Is Gurkhas Smart free?

Gurkhas Smart is free to download, with no in-app purchases.

### Which has better reviews, ADBL Smart Plus or Gurkhas Smart?

ADBL Smart Plus is rated higher. ADBL Smart Plus averages 3.4 out of 5 from 22 ratings, while Gurkhas Smart averages 3.0 from 2 ratings.

### Do ADBL Smart Plus or Gurkhas Smart have ads?

Neither ADBL Smart Plus nor Gurkhas Smart shows ads.

### Which is updated more often, ADBL Smart Plus or Gurkhas Smart?

ADBL Smart Plus ships an update monthly, and Gurkhas Smart every 3 months. Most recently, ADBL Smart Plus was updated on October 10, 2026 and Gurkhas Smart on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*