# ADBL Smart Plus vs CellPay

ADBL Smart Plus and CellPay are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.4 for ADBL Smart Plus against 3.5 for CellPay. Both are backed by a comparable volume of ratings — 22 and 11 respectively. Written reviews are what separate them: 40% of ADBL Smart Plus's written reviews are positive against 33% of CellPay's.

ADBL Smart Plus ships an update monthly, CellPay every 3 weeks. The most recent releases landed on August 28, 2026 and August 25, 2026 respectively.

## The numbers

| Metric | ADBL Smart Plus | CellPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (22 ratings)](https://appshunter.io/ios/app/adbl-smart-plus/id1250774732/reviews) | **[3.5 (11 ratings)](https://appshunter.io/ios/app/cellpay/id1441280711/reviews)** |
| Number of ratings | **22** | 11 |
| Positive reviews | **40.0% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 173 MB | 68 MB |
| Requires iOS | **12.4** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Agricultural Development Bank Ltd.](https://appshunter.io/developer/1434512591) | [Cellcom Private limited](https://appshunter.io/developer/1441280590) |

## What reviewers say

### ADBL Smart Plus

[App page](https://appshunter.io/ios/app/adbl-smart-plus/id1250774732)

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and instant online payments. Access account information easily and enjoy user-friendly banking services.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Instant online payments, Account information access, Secure 128-bit SSL encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CellPay

[App page](https://appshunter.io/ios/app/cellpay/id1441280711)

This service allows users to make digital payments and transfer funds directly from their bank accounts. It offers a secure way to pay bills, book tickets, and manage various financial transactions through web and mobile channels.

**Highlights:** Digital payments, Fund transfers, Utility bill payments, Merchant payments, Flight booking, Insurance payments, Government payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ADBL Smart Plus free?

ADBL Smart Plus is free to download, with no in-app purchases.

### Is CellPay free?

CellPay is free to download, with no in-app purchases.

### Which has better reviews, ADBL Smart Plus or CellPay?

CellPay is rated higher. ADBL Smart Plus averages 3.4 out of 5 from 22 ratings, while CellPay averages 3.5 from 11 ratings.

### Do ADBL Smart Plus or CellPay have ads?

Neither ADBL Smart Plus nor CellPay shows ads.

### Which is updated more often, ADBL Smart Plus or CellPay?

ADBL Smart Plus ships an update monthly, and CellPay every 3 weeks. Most recently, ADBL Smart Plus was updated on August 28, 2026 and CellPay on August 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*