# ADBL Smart Plus vs Fonepay App

The clearest difference is rating: ADBL Smart Plus at 3.4 against Fonepay App's 2.0. ADBL Smart Plus also leads on review sentiment (40% vs 15%) and iOS requirement (12.4 vs 15.5.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ADBL Smart Plus holds the better App Store score, 3.4 against 2.0. Both are backed by a comparable volume of ratings — 22 and 44 respectively. Written reviews point the same way: 40% of ADBL Smart Plus's written reviews are positive against 15% of Fonepay App's.

ADBL Smart Plus ships an update monthly, Fonepay App every 2 months. The most recent releases landed on August 28, 2026 and July 17, 2026 respectively.

## The numbers

| Metric | ADBL Smart Plus | Fonepay App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (22 ratings)](https://appshunter.io/ios/app/adbl-smart-plus/id1250774732/reviews)** | [2.0 (44 ratings)](https://appshunter.io/ios/app/fonepay-app/id1478083267/reviews) |
| Number of ratings | 22 | **44** |
| Positive reviews | **40.0% of reviews** | 14.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 173 MB | 65 MB |
| Requires iOS | **12.4** | 15.5.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Agricultural Development Bank Ltd.](https://appshunter.io/developer/1434512591) | [Fonepay Payment Service Limited](https://appshunter.io/developer/1642888496) |

## What reviewers say

### ADBL Smart Plus

[App page](https://appshunter.io/ios/app/adbl-smart-plus/id1250774732)

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and instant online payments. Access account information easily and enjoy user-friendly banking services.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Instant online payments, Account information access, Secure 128-bit SSL encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Fonepay App

[App page](https://appshunter.io/ios/app/fonepay-app/id1478083267)

Manage all your bank accounts and wallets in one secure app for fast, instant payments. Earn rewards with every transaction and discover local offers. Settle bills with friends and family effortlessly.

**Highlights:** Consolidate bank accounts and wallets, Fast QR and NFC payments, Split bills and send payment requests, Earn and redeem Fonepoints rewards, Discover local offers and deals, Securely manage finances

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ADBL Smart Plus free?

ADBL Smart Plus is free to download, with no in-app purchases.

### Is Fonepay App free?

Fonepay App is free to download, with no in-app purchases.

### Which has better reviews, ADBL Smart Plus or Fonepay App?

ADBL Smart Plus is rated higher. ADBL Smart Plus averages 3.4 out of 5 from 22 ratings, while Fonepay App averages 2.0 from 44 ratings.

### Do ADBL Smart Plus or Fonepay App have ads?

Neither ADBL Smart Plus nor Fonepay App shows ads.

### Which is updated more often, ADBL Smart Plus or Fonepay App?

ADBL Smart Plus ships an update monthly, and Fonepay App every 2 months. Most recently, ADBL Smart Plus was updated on August 28, 2026 and Fonepay App on July 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*