# S PAY GLOBAL vs AmOnline

The clearest difference is rating: AmOnline at 5.0 against S PAY GLOBAL's 1.9. S PAY GLOBAL's advantage is review sentiment (23% vs 14%) and iOS requirement (12.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AmOnline holds the better App Store score, 5.0 against 1.9. Both are backed by a comparable volume of ratings — 9 and 5 respectively. Written reviews complicate that: 23% of S PAY GLOBAL's written reviews are positive against 14% of AmOnline's, so the app with the better star average is not the one people write more warmly about.

S PAY GLOBAL ships an update every 5 weeks, AmOnline every 3 weeks. The most recent releases landed on August 15, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | S PAY GLOBAL | AmOnline |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (9 ratings)](https://appshunter.io/ios/app/s-pay-global/id1250845042/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/amonline/id1514166708/reviews)** |
| Number of ratings | **9** | 5 |
| Positive reviews | **23.2% of reviews** | 14.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 50 MB | 138 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sarawak State Government](https://appshunter.io/developer/1230807902) | [AmBank (M) Berhad](https://appshunter.io/developer/370324965) |

## What reviewers say

### S PAY GLOBAL

[App page](https://appshunter.io/ios/app/s-pay-global/id1250845042)

This e-wallet app facilitates secure digital payments for bills and purchases at participating merchants. Users can easily top up their balance and enjoy a cashless lifestyle with features like QR code payments, bill splitting, and peer-to-peer transfers.

**Highlights:** Scan & Pay using QR Codes, Split bills, Peer to peer fund transfers, Loyalty Rewards discounts, Bill subscription and payment, Transaction history

**Features:** Vision Pro support

**In-app purchases:** none


### AmOnline

[App page](https://appshunter.io/ios/app/amonline/id1514166708)

Manage your finances and everyday banking with this secure mobile app. Features include quick balance checks, money transfers, bill payments, and applying for new financial products. Link loyalty programs and investment accounts for a comprehensive financial overview.

**Highlights:** Quick balance checks, Money transfers and bill payments, Apply for new financial products, Link loyalty programs (BonusLink), Manage ASNB and Tabung Haji accounts, Enhanced security features (AmSecure, Kill Switch)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is S PAY GLOBAL free?

S PAY GLOBAL is free to download, with no in-app purchases.

### Is AmOnline free?

AmOnline is free to download, with no in-app purchases.

### Which has better reviews, S PAY GLOBAL or AmOnline?

AmOnline is rated higher. S PAY GLOBAL averages 1.9 out of 5 from 9 ratings, while AmOnline averages 5.0 from 5 ratings.

### Do S PAY GLOBAL or AmOnline have ads?

Neither S PAY GLOBAL nor AmOnline shows ads.

### Which is updated more often, S PAY GLOBAL or AmOnline?

S PAY GLOBAL ships an update every 5 weeks, and AmOnline every 3 weeks. Most recently, S PAY GLOBAL was updated on August 15, 2026 and AmOnline on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*