# BCGE Twint vs TESO

The clearest difference is ads: BCGE Twint at none against TESO's shown. BCGE Twint also leads on monetization model (free vs ad-supported). TESO's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 16.0). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BCGE Twint ships an update every 2 months, TESO every 4 months. The most recent releases landed on October 26, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | BCGE Twint | TESO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (141 ratings)](https://appshunter.io/ios/app/bcge-twint/id1251317799/reviews)** | — |
| Number of ratings | **141** | — |
| Positive reviews | — | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | **Free** | Ad-supported |
| Size | 59 MB | 33 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Banque Cantonale de Geneve](https://appshunter.io/developer/838212717) | [BNC Change (Suisse) AG](https://appshunter.io/developer/1515550155) |

## What reviewers say

### BCGE Twint

[App page](https://appshunter.io/ios/app/bcge-twint/id1251317799)

Easily send, request, and receive money directly from your bank account. Securely pay in participating stores and online shops, and manage loyalty cards with special offers. Transactions are fast, practical, and free of additional fees.

**Highlights:** Send, request, and receive money, Secure in-store and online payments, View transaction history, Manage loyalty cards and offers, Direct bank account debit/credit

**Features:** Apple Wallet

**In-app purchases:** none


### TESO

[App page](https://appshunter.io/ios/app/teso/id1515550156)

Transfer money internationally with zero fees and transparent exchange rates. Manage transactions from your smartphone and set up rate alerts for optimal transfers. Secure and reliable financial services for cross-border workers.

**Highlights:** Zero transfer fees, Transparent exchange rates, Real-time rate alerts, Manage transactions on smartphone, Secure money transfers, Dedicated premium support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BCGE Twint free?

BCGE Twint is free to download, with no in-app purchases.

### Is TESO free?

TESO is free to download, with no in-app purchases.

### Do BCGE Twint or TESO have ads?

TESO shows ads; BCGE Twint does not.

### Which is updated more often, BCGE Twint or TESO?

BCGE Twint ships an update every 2 months, and TESO every 4 months. Most recently, BCGE Twint was updated on October 26, 2026 and TESO on October 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*