# Fortera Credit Union vs Tip'd

The clearest difference is review sentiment: Tip'd at 100% against Fortera Credit Union's 60%. Tip'd also leads on update cadence (every 5 days vs every 4 months) and rating (5.0 vs 4.8). Fortera Credit Union's advantage is in-app purchases (none vs 1) and ratings volume (5.1K vs 8). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Tip'd sells 1 in-app purchase, starting at $0.99 per month. Fortera Credit Union asks for nothing beyond the download.

Tip'd holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Fortera Credit Union has 5.1K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 60% of Fortera Credit Union's written reviews are positive against 100% of Tip'd's.

Fortera Credit Union ships an update every 4 months, Tip'd every 5 days. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Fortera Credit Union | Tip'd |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5.1K ratings)](https://appshunter.io/ios/app/fortera-credit-union/id1252078091/reviews) | **[5.0 (8 ratings)](https://appshunter.io/ios/app/tipd-tip-tracker-for-servers/id6816242647/reviews)** |
| Number of ratings | **5.1K** | 8 |
| Positive reviews | 60.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 days** |
| Monetization | **Free** | Freemium |
| Size | 153 MB | 22 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Fortera Credit Union](https://appshunter.io/developer/780959925) | [Joseph West](https://appshunter.io/developer/6810491732) |

## What reviewers say

### Fortera Credit Union

[App page](https://appshunter.io/ios/app/fortera-credit-union/id1252078091)

Manage your finances conveniently on the go with this mobile banking application. Access account balances, pay bills, deposit checks, and locate branches or ATMs securely from your device.

**Highlights:** Check account balances and transaction history, Pay bills and credit cards, Deposit checks, Transfer money between accounts, Find branches and ATMs, Send messages

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 🔒 Secure banking
- 💡 Helpful notifications
- 👍 Easy to use app
- 👍 Convenient mobile banking

**What reviewers complain about**

- 🐛 Pending transactions issues
- 🐛 App crashes/freezes
- 🐛 Mobile deposit problems
- 🐛 Delayed account updates
- 🐛 Unreliable available balance

**Reported bugs**

- Mobile check deposit not working
- App not opening on certain devices

**Requested features**

- Real-time transaction updates
- Ability to view joint accounts
- Pending charge visibility


### Tip'd

[App page](https://appshunter.io/ios/app/tipd-tip-tracker-for-servers/id6816242647)

Easily track tips, hours, and paychecks across multiple jobs. Features home screen widgets for quick logging and progress tracking. Set savings goals and manage pay stubs with export options.

**Highlights:** Log cash and card tips, tip-out, and hours, Track earnings by job and position, Home screen widgets for quick logging, Set and track savings goals, Record and attach pay stubs, Import historical shift data, Export yearly summaries as PDF/spreadsheet

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tip’d Widget Pack | $0.99 | per month |


## Frequently asked questions

### Is Fortera Credit Union free?

Fortera Credit Union is free to download, with no in-app purchases.

### Is Tip'd free?

Tip'd is free to download, with in-app purchases available.

### Which has better reviews, Fortera Credit Union or Tip'd?

Tip'd is rated higher. Fortera Credit Union averages 4.8 out of 5 from 5.1K ratings, while Tip'd averages 5.0 from 8 ratings.

### Do Fortera Credit Union or Tip'd have ads?

Neither Fortera Credit Union nor Tip'd shows ads.

### Which is updated more often, Fortera Credit Union or Tip'd?

Fortera Credit Union ships an update every 4 months, and Tip'd every 5 days. Most recently, Fortera Credit Union was updated on October 29, 2026 and Tip'd on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*