# UnionMobile vs GTB

The clearest difference is update cadence: UnionMobile at every 2 months against GTB's every 12 months. UnionMobile also leads on ratings volume (681 vs 2). GTB's advantage is iOS requirement (11.0 vs 13.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.1 for UnionMobile against 3.0 for GTB. That said, the two scores are not equally well evidenced: UnionMobile has 681 ratings behind it against 2, so its average is the more settled of the two.

UnionMobile ships an update every 2 months, GTB every 12 months. The most recent releases landed on October 29, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | UnionMobile | GTB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (681 ratings)](https://appshunter.io/ios/app/unionmobile/id1253595309/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/gtb/id1488421334/reviews) |
| Number of ratings | **681** | 2 |
| Positive reviews | 9.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 12 months |
| Monetization | Free | Free |
| Size | 72 MB | 8 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Union Bank of Nigeria Plc](https://appshunter.io/developer/950990898) | [GLOBAL TREASURE BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1453369860) |

## What reviewers say

### UnionMobile

[App page](https://appshunter.io/ios/app/unionmobile/id1253595309)

Manage your finances on the go with a comprehensive banking app. Easily pay bills, transfer funds, buy airtime, and view transaction history. Enjoy convenient features like cardless ATM withdrawals and personalized profiles.

**Highlights:** Pay bills, View account balances and history, Transfer funds, Buy airtime and data, Cardless ATM withdrawal, ATM and branch locator

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast transactions
- 👍 User-friendly app
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🤖 Poor customer service
- 💤 Slow network and app performance
- 😡 Frustrating user experience
- 🤦‍♂️ Account and transaction issues

**Reported bugs**

- Login failures and app freezes
- Delayed OTP delivery for transactions
- Inconsistent app behavior across devices

**Requested features**

- Improve biometric login functionality
- Allow hiding of account balance during transactions
- Streamline airtime purchase process


### GTB

[App page](https://appshunter.io/ios/app/gtb/id1488421334)

Manage your credit card account with this application. View transaction history, unbilled items, and account statements. You can also manage your PIN, report lost cards, and remove cards from your profile.

**Highlights:** View transaction history, View unbilled transactions, Access account statements, Manage PIN, Report lost card, Manage card removal

**In-app purchases:** none


## Frequently asked questions

### Is UnionMobile free?

UnionMobile is free to download, with no in-app purchases.

### Is GTB free?

GTB is free to download, with no in-app purchases.

### Which has better reviews, UnionMobile or GTB?

UnionMobile is rated higher. UnionMobile averages 3.1 out of 5 from 681 ratings, while GTB averages 3.0 from 2 ratings.

### Do UnionMobile or GTB have ads?

Neither UnionMobile nor GTB shows ads.

### Which is updated more often, UnionMobile or GTB?

UnionMobile ships an update every 2 months, and GTB every 12 months. Most recently, UnionMobile was updated on October 29, 2026 and GTB on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*