# UnionMobile vs Flex Token

The clearest difference is ads: UnionMobile at none against Flex Token's shown. Flex Token's advantage is update cadence (weekly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UnionMobile ships an update every 2 months, Flex Token weekly. The most recent releases landed on September 23, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | UnionMobile | Flex Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (663 ratings)](https://appshunter.io/ios/app/unionmobile/id1253595309/reviews)** | — |
| Number of ratings | **663** | — |
| Positive reviews | 9.7% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free | — |
| Size | 72 MB | 34 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Union Bank of Nigeria Plc](https://appshunter.io/developer/950990898) | [AB Microfinance Bank Nigeria Limited](https://appshunter.io/developer/1655152276) |

## What reviewers say

### UnionMobile

[App page](https://appshunter.io/ios/app/unionmobile/id1253595309)

Manage your finances on the go with a comprehensive banking app. Easily pay bills, transfer funds, buy airtime, and view transaction history. Enjoy convenient features like cardless ATM withdrawals and personalized profiles.

**Highlights:** Pay bills, View account balances and history, Transfer funds, Buy airtime and data, Cardless ATM withdrawal, ATM and branch locator

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast transactions
- 👍 User-friendly app
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🤖 Poor customer service
- 💤 Slow network and app performance
- 😡 Frustrating user experience
- 🤦‍♂️ Account and transaction issues

**Reported bugs**

- Login failures and app freezes
- Delayed OTP delivery for transactions
- Inconsistent app behavior across devices

**Requested features**

- Improve biometric login functionality
- Allow hiding of account balance during transactions
- Streamline airtime purchase process


### Flex Token

[App page](https://appshunter.io/ios/app/flex-token/id6642653566)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UnionMobile free?

UnionMobile is free to download, with no in-app purchases.

### Is Flex Token free?

Flex Token is free to download, with no in-app purchases.

### Do UnionMobile or Flex Token have ads?

Flex Token shows ads; UnionMobile does not.

### Which is updated more often, UnionMobile or Flex Token?

UnionMobile ships an update every 2 months, and Flex Token weekly. Most recently, UnionMobile was updated on September 23, 2026 and Flex Token on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*