# Toneo First vs PayTrip

The clearest difference is device support: Toneo First at 3 against PayTrip's 1. Toneo First also leads on iOS requirement (11.0 vs 17.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 5, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Toneo First | PayTrip |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (3 ratings)](https://appshunter.io/ios/app/paytrip/id1448242245/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | — | Free |
| Size | 49 MB | 64 MB |
| Requires iOS | **11.0** | 17.5 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Paycom](https://appshunter.io/developer/1254063747) | [PayTrip](https://appshunter.io/developer/1448242244) |

## What reviewers say

### Toneo First

[App page](https://appshunter.io/ios/app/toneo-first/id1254063748)

**Features:** macOS Compatibility

**In-app purchases:** none


### PayTrip

[App page](https://appshunter.io/ios/app/paytrip/id1448242245)

Manage your money and send funds globally with this secure payment account app. Open a current account in minutes, send SEPA transfers, and issue prepaid Mastercard cards for easy spending and withdrawals worldwide.

**Highlights:** Instant money transfers worldwide, Open current account in minutes, SEPA transfers, Prepaid Mastercard issuance, Real-time budget and transaction management, Block/unblock cards instantly

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Toneo First free?

Toneo First is free to download, with no in-app purchases.

### Is PayTrip free?

PayTrip is free to download, with no in-app purchases.

### Do Toneo First or PayTrip have ads?

Neither Toneo First nor PayTrip shows ads.

### Which is updated more often, Toneo First or PayTrip?

Toneo First ships an update monthly, and PayTrip monthly. Most recently, Toneo First was updated on October 5, 2026 and PayTrip on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*