# Toneo First vs Wise budget

The clearest difference is price: Toneo First at Free against Wise budget's $49.99. Toneo First also leads on in-app purchases (none vs 2) and iOS requirement (11.0 vs 17.6). On update cadence, ads and device support there is nothing between them.

Toneo First is free to download; Wise budget costs $49.99 up front. Wise budget sells 2 in-app purchases, starting at $1.99 per month. Toneo First asks for nothing beyond the download.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 5, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Toneo First | Wise budget |
| --- | --- | --- |
| Price | **Free** | $49.99 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | — | Paid |
| Size | 49 MB | 5 MB |
| Requires iOS | **11.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Paycom](https://appshunter.io/developer/1254063747) | [sebastien FOCK CHOW THO](https://appshunter.io/developer/1194140736) |

## What reviewers say

### Toneo First

[App page](https://appshunter.io/ios/app/toneo-first/id1254063748)

**Features:** macOS Compatibility

**In-app purchases:** none


### Wise budget

[App page](https://appshunter.io/ios/app/wise-budget/id6470239001)

This app offers a straightforward approach to managing personal finances. It allows users to track income and expenses, set monthly budgets, and monitor financial health across multiple accounts. The app prioritizes privacy with an offline-first design and optional secure iCloud sync.

**Highlights:** Track expenses and income, Manage multiple accounts, Set custom monthly budgets, Visual budgeting tools, Offline-first design, Secure iCloud sync

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $1.99 | per month |
| Yearly Premium | $14.99 | per year |


## Frequently asked questions

### Is Toneo First free?

Toneo First is free to download, with no in-app purchases.

### Is Wise budget free?

Wise budget costs $49.99, and also offers in-app purchases.

### Do Toneo First or Wise budget have ads?

Neither Toneo First nor Wise budget shows ads.

### Which is updated more often, Toneo First or Wise budget?

Toneo First ships an update monthly, and Wise budget monthly. Most recently, Toneo First was updated on October 5, 2026 and Wise budget on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*