# PayPay証券 100円から株や投資信託を購入できる vs PayPay銀行　ローン

The clearest difference is update cadence: PayPay証券 100円から株や投資信託を購入できる at every 9 days against PayPay銀行　ローン's every 6 months. PayPay銀行　ローン's advantage is rating (4.6 vs 4.2) and review sentiment (31% vs 21%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayPay銀行　ローン holds the better App Store score, 4.6 against 4.2. Both are backed by a comparable volume of ratings — 17K and 12K respectively. Written reviews point the same way: 21% of PayPay証券 100円から株や投資信託を購入できる's written reviews are positive against 31% of PayPay銀行　ローン's.

PayPay証券 100円から株や投資信託を購入できる ships an update every 9 days, PayPay銀行　ローン every 6 months. The most recent releases landed on October 18, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | PayPay証券 100円から株や投資信託を購入できる | PayPay銀行　ローン |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (17K ratings)](https://appshunter.io/ios/app/paypay-100/id1254383356/reviews) | **[4.6 (12K ratings)](https://appshunter.io/ios/app/paypay/id1474784110/reviews)** |
| Number of ratings | **17K** | 12K |
| Positive reviews | 20.7% of reviews | **30.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 6 months |
| Monetization | Free | Free |
| Size | 119 MB | 52 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayPay証券株式会社](https://appshunter.io/developer/898754725) | [PayPay Bank Corporation](https://appshunter.io/developer/645873249) |

## What reviewers say

### PayPay証券 100円から株や投資信託を購入できる

[App page](https://appshunter.io/ios/app/paypay-100/id1254383356)

Begin your investment journey with ease. This app allows you to trade stocks and investment trusts starting from 1,000 yen, with support for new NISA. Easily select investments, set up recurring purchases, and track your portfolio with a user-friendly interface.

**Highlights:** Invest from 1,000 yen, Trade stocks and investment trusts, New NISA support, Recurring investment setup, Easy 3-tap transactions, Intuitive portfolio tracking

**In-app purchases:** none


### PayPay銀行　ローン

[App page](https://appshunter.io/ios/app/paypay/id1474784110)

Access loans quickly and easily through this banking app. Log in with patterns or biometrics, apply for loans, and manage your borrowing and repayment all from your smartphone. Receive push notifications for repayment reminders.

**Highlights:** Pattern and biometric login, In-app loan application, Upload identification and income documents, Check loan application status, View available credit limits, Additional borrowing and repayment, Repayment date push notifications

**In-app purchases:** none


## Frequently asked questions

### Is PayPay証券 100円から株や投資信託を購入できる free?

PayPay証券 100円から株や投資信託を購入できる is free to download, with no in-app purchases.

### Is PayPay銀行　ローン free?

PayPay銀行　ローン is free to download, with no in-app purchases.

### Which has better reviews, PayPay証券 100円から株や投資信託を購入できる or PayPay銀行　ローン?

PayPay銀行　ローン is rated higher. PayPay証券 100円から株や投資信託を購入できる averages 4.2 out of 5 from 17K ratings, while PayPay銀行　ローン averages 4.6 from 12K ratings.

### Do PayPay証券 100円から株や投資信託を購入できる or PayPay銀行　ローン have ads?

Neither PayPay証券 100円から株や投資信託を購入できる nor PayPay銀行　ローン shows ads.

### Which is updated more often, PayPay証券 100円から株や投資信託を購入できる or PayPay銀行　ローン?

PayPay証券 100円から株や投資信託を購入できる ships an update every 9 days, and PayPay銀行　ローン every 6 months. Most recently, PayPay証券 100円から株や投資信託を購入できる was updated on October 18, 2026 and PayPay銀行　ローン on October 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*