# PayPay証券 100円から株や投資信託を購入できる vs dスマホローン　ドコモのアプリローンでキャッシング・お借入れ

The clearest difference is update cadence: PayPay証券 100円から株や投資信託を購入できる at every 9 days against dスマホローン　ドコモのアプリローンでキャッシング・お借入れ's every 6 months. PayPay証券 100円から株や投資信託を購入できる also leads on monetization model (free vs free with in-app purchases). dスマホローン　ドコモのアプリローンでキャッシング・お借入れ's advantage is rating (4.7 vs 4.2) and review sentiment (42% vs 21%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

dスマホローン　ドコモのアプリローンでキャッシング・お借入れ holds the better App Store score, 4.7 against 4.2. Both are backed by a comparable volume of ratings — 17K and 8.1K respectively. Written reviews point the same way: 21% of PayPay証券 100円から株や投資信託を購入できる's written reviews are positive against 42% of dスマホローン　ドコモのアプリローンでキャッシング・お借入れ's.

PayPay証券 100円から株や投資信託を購入できる ships an update every 9 days, dスマホローン　ドコモのアプリローンでキャッシング・お借入れ every 6 months. Both last shipped on October 19, 2026.

## The numbers

| Metric | PayPay証券 100円から株や投資信託を購入できる | dスマホローン　ドコモのアプリローンでキャッシング・お借入れ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (17K ratings)](https://appshunter.io/ios/app/paypay-100/id1254383356/reviews) | **[4.7 (8.1K ratings)](https://appshunter.io/ios/app/d/id1567353128/reviews)** |
| Number of ratings | **17K** | 8.1K |
| Positive reviews | 20.7% of reviews | **42.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 6 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 119 MB | 66 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayPay証券株式会社](https://appshunter.io/developer/898754725) | [株式会社NTTドコモ](https://appshunter.io/developer/396813773) |

## What reviewers say

### PayPay証券 100円から株や投資信託を購入できる

[App page](https://appshunter.io/ios/app/paypay-100/id1254383356)

Begin your investment journey with ease. This app allows you to trade stocks and investment trusts starting from 1,000 yen, with support for new NISA. Easily select investments, set up recurring purchases, and track your portfolio with a user-friendly interface.

**Highlights:** Invest from 1,000 yen, Trade stocks and investment trusts, New NISA support, Recurring investment setup, Easy 3-tap transactions, Intuitive portfolio tracking

**In-app purchases:** none


### dスマホローン　ドコモのアプリローンでキャッシング・お借入れ

[App page](https://appshunter.io/ios/app/d/id1567353128)

This service offers a smartphone-based loan application and management process. Users can apply using their existing account and may receive preferential interest rates based on their service usage. Funds can be transferred directly to a payment balance or a bank account.

**Highlights:** Smartphone-based application and contract, Preferential interest rates based on service usage, Transfer to payment balance or bank account, Instant transfers to payment balance, 24/7 transfers to bank accounts, Flexible additional repayments, Easy usage status tracking

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick loan approval and disbursement
- 👍 Easy borrowing and repayment
- ⏱️ Fast application process
- 🤝 Convenient for urgent needs
- 📱 Simple and user-friendly app

**What reviewers complain about**

- 🤔 Unclear interest rates and basic rates
- 😫 Troublesome authentication process
- ❌ Income proof submission errors
- 🚫 Cannot apply without My Number Card
- 😵 App screen is blank/frozen

**Reported bugs**

- Income proof submission error
- App screen is blank or white
- App freezes upon opening
- Login loop (network password and passkey)
- Online identity verification not working

**Requested features**

- Add Poinko animation upon loan approval
- Improve camera accuracy for document scanning
- Implement scan function for document text recognition


## Frequently asked questions

### Is PayPay証券 100円から株や投資信託を購入できる free?

PayPay証券 100円から株や投資信託を購入できる is free to download, with no in-app purchases.

### Is dスマホローン　ドコモのアプリローンでキャッシング・お借入れ free?

dスマホローン　ドコモのアプリローンでキャッシング・お借入れ is free to download, with no in-app purchases.

### Which has better reviews, PayPay証券 100円から株や投資信託を購入できる or dスマホローン　ドコモのアプリローンでキャッシング・お借入れ?

dスマホローン　ドコモのアプリローンでキャッシング・お借入れ is rated higher. PayPay証券 100円から株や投資信託を購入できる averages 4.2 out of 5 from 17K ratings, while dスマホローン　ドコモのアプリローンでキャッシング・お借入れ averages 4.7 from 8.1K ratings.

### Do PayPay証券 100円から株や投資信託を購入できる or dスマホローン　ドコモのアプリローンでキャッシング・お借入れ have ads?

Neither PayPay証券 100円から株や投資信託を購入できる nor dスマホローン　ドコモのアプリローンでキャッシング・お借入れ shows ads.

### Which is updated more often, PayPay証券 100円から株や投資信託を購入できる or dスマホローン　ドコモのアプリローンでキャッシング・お借入れ?

PayPay証券 100円から株や投資信託を購入できる ships an update every 9 days, and dスマホローン　ドコモのアプリローンでキャッシング・お借入れ every 6 months. Most recently, PayPay証券 100円から株や投資信託を購入できる was updated on October 19, 2026 and dスマホローン　ドコモのアプリローンでキャッシング・お借入れ on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*