# TompkinsBank vs fmOperator

The clearest difference is update cadence: TompkinsBank at every 4 weeks against fmOperator's every 30 months. fmOperator's advantage is iOS requirement (15.6 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TompkinsBank ships an update every 4 weeks, fmOperator every 30 months. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | TompkinsBank | fmOperator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (8.9K ratings)](https://appshunter.io/ios/app/tompkinsbank/id1254441877/reviews)** | — |
| Number of ratings | **8.9K** | — |
| Positive reviews | 61.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 30 months |
| Monetization | Free with in-app purchases | — |
| Size | 199 MB | 15 MB |
| Requires iOS | 18.4 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Tompkins Financial Corporation](https://appshunter.io/developer/563910127) | [RP Solutions Inc](https://appshunter.io/developer/1646798872) |

## What reviewers say

### TompkinsBank

[App page](https://appshunter.io/ios/app/tompkinsbank/id1254441877)

Manage all your financial accounts in one place with this secure mobile banking app. Track balances, view transactions, set alerts for bills and low funds, and organize your spending with custom tags and notes. It simplifies personal finance management and provides easy access to bank services.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Customizable alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Direct customer care contact

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Convenient banking
- 👍 Great customer service
- 🚀 Simple and easy app
- 🚀 Flawless app performance

**What reviewers complain about**

- 🐛 Difficult mobile deposit
- 🐛 Glitchy app during transitions
- 🐛 Unreliable login process

**Reported bugs**

- Mobile deposit issues
- Login and account access problems

**Requested features**

- Zelle integration
- Increased mobile deposit limits


### fmOperator

[App page](https://appshunter.io/ios/app/fmoperator/id6469175730)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is TompkinsBank free?

TompkinsBank is free to download, with no in-app purchases.

### Is fmOperator free?

fmOperator is free to download, with no in-app purchases.

### Do TompkinsBank or fmOperator have ads?

Neither TompkinsBank nor fmOperator shows ads.

### Which is updated more often, TompkinsBank or fmOperator?

TompkinsBank ships an update every 4 weeks, and fmOperator every 30 months. Most recently, TompkinsBank was updated on October 24, 2026 and fmOperator on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*