# 리브똑똑 (Liiv TalkTalk) vs SGI M(SGI서울보증)

리브똑똑 (Liiv TalkTalk) and SGI M(SGI서울보증) both sit at 2.8 stars, but that hides the real split: 52% of SGI M(SGI서울보증)'s written reviews are positive against 40% of 리브똑똑 (Liiv TalkTalk)'s. SGI M(SGI서울보증) also leads on iOS requirement (13.0 vs 15.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

리브똑똑 (Liiv TalkTalk) holds the better App Store score, 2.8 against 2.6. Both are backed by a comparable volume of ratings — 8 and 5 respectively. Written reviews complicate that: 40% of 리브똑똑 (Liiv TalkTalk)'s written reviews are positive against 52% of SGI M(SGI서울보증)'s, so the app with the better star average is not the one people write more warmly about.

리브똑똑 (Liiv TalkTalk) ships an update monthly, SGI M(SGI서울보증) every 2 months. The most recent releases landed on October 15, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | 리브똑똑 (Liiv TalkTalk) | SGI M(SGI서울보증) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.8 (8 ratings)](https://appshunter.io/ios/app/liiv-talktalk/id1255058366/reviews)** | [2.6 (5 ratings)](https://appshunter.io/ios/app/sgi-msgi/id6443694425/reviews) |
| Number of ratings | **8** | 5 |
| Positive reviews | 40.0% of reviews | **52.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 99 MB | 80 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kookmin Bank Co., Ltd.](https://appshunter.io/developer/373742141) | [SGI서울보증](https://appshunter.io/developer/638584684) |

## What reviewers say

### 리브똑똑 (Liiv TalkTalk)

[App page](https://appshunter.io/ios/app/liiv-talktalk/id1255058366)

A secure messenger for personal and business use, offering conversational banking services. Easily manage contacts, send bulk messages, and receive financial notifications. It prioritizes data safety and provides a convenient way to access banking features.

**Highlights:** Secure personal and business messaging, Conversational banking services, Bulk message sending, Financial notifications and benefits, Separate management for personal and work accounts, Voice authentication

**Features:** macOS Compatibility, Siri integration

**In-app purchases:** none


### SGI M(SGI서울보증)

[App page](https://appshunter.io/ios/app/sgi-msgi/id6443694425)

Manage your insurance contracts conveniently from your smartphone. Offers secure login options and electronic signing for various services, including new online-exclusive product sales. Contact customer service for assistance.

**Highlights:** Insurance contract management, Secure login via financial certificate or phone verification, Quick login with Kakao/Naver, Electronic signing with various certificates, New online-exclusive product sales

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 리브똑똑 (Liiv TalkTalk) free?

리브똑똑 (Liiv TalkTalk) is free to download, with no in-app purchases.

### Is SGI M(SGI서울보증) free?

SGI M(SGI서울보증) is free to download, with no in-app purchases.

### Which has better reviews, 리브똑똑 (Liiv TalkTalk) or SGI M(SGI서울보증)?

리브똑똑 (Liiv TalkTalk) is rated higher. 리브똑똑 (Liiv TalkTalk) averages 2.8 out of 5 from 8 ratings, while SGI M(SGI서울보증) averages 2.6 from 5 ratings.

### Do 리브똑똑 (Liiv TalkTalk) or SGI M(SGI서울보증) have ads?

Neither 리브똑똑 (Liiv TalkTalk) nor SGI M(SGI서울보증) shows ads.

### Which is updated more often, 리브똑똑 (Liiv TalkTalk) or SGI M(SGI서울보증)?

리브똑똑 (Liiv TalkTalk) ships an update monthly, and SGI M(SGI서울보증) every 2 months. Most recently, 리브똑똑 (Liiv TalkTalk) was updated on October 15, 2026 and SGI M(SGI서울보증) on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*