# 리브똑똑 (Liiv TalkTalk) vs 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)

The clearest difference is review sentiment: 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) at 75% against 리브똑똑 (Liiv TalkTalk)'s 40%. 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) also leads on iOS requirement (13.0 vs 15.0). 리브똑똑 (Liiv TalkTalk)'s advantage is rating (2.8 vs 2.5) and update cadence (monthly vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

리브똑똑 (Liiv TalkTalk) holds the better App Store score, 2.8 against 2.5. Both are backed by a comparable volume of ratings — 8 and 2 respectively. Written reviews complicate that: 40% of 리브똑똑 (Liiv TalkTalk)'s written reviews are positive against 75% of 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)'s, so the app with the better star average is not the one people write more warmly about.

리브똑똑 (Liiv TalkTalk) ships an update monthly, 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) every 4 months. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | 리브똑똑 (Liiv TalkTalk) | 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.8 (8 ratings)](https://appshunter.io/ios/app/liiv-talktalk/id1255058366/reviews)** | [2.5 (2 ratings)](https://appshunter.io/ios/app/pay-plus/id6479675842/reviews) |
| Number of ratings | **8** | 2 |
| Positive reviews | 40.0% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | Free |
| Size | 99 MB | 90 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kookmin Bank Co., Ltd.](https://appshunter.io/developer/373742141) | [비즈플레이(주)](https://appshunter.io/developer/1056025365) |

## What reviewers say

### 리브똑똑 (Liiv TalkTalk)

[App page](https://appshunter.io/ios/app/liiv-talktalk/id1255058366)

A secure messenger for personal and business use, offering conversational banking services. Easily manage contacts, send bulk messages, and receive financial notifications. It prioritizes data safety and provides a convenient way to access banking features.

**Highlights:** Secure personal and business messaging, Conversational banking services, Bulk message sending, Financial notifications and benefits, Separate management for personal and work accounts, Voice authentication

**Features:** macOS Compatibility, Siri integration

**In-app purchases:** none


### 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)

[App page](https://appshunter.io/ios/app/pay-plus/id6479675842)

This platform allows users to purchase and use local gift certificates, apply for merchant status, and receive/use policy subsidies from Seoul city and its districts. It offers features for both citizens and small business owners, simplifying transactions and management.

**Highlights:** Purchase and use local gift certificates, Apply for merchant status, Receive and use policy subsidies, QR code payments and non-contact payments, Gift certificate gifting, Find affiliated merchants, Merchant management tools

**In-app purchases:** none


## Frequently asked questions

### Is 리브똑똑 (Liiv TalkTalk) free?

리브똑똑 (Liiv TalkTalk) is free to download, with no in-app purchases.

### Is 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) free?

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) is free to download, with no in-app purchases.

### Which has better reviews, 리브똑똑 (Liiv TalkTalk) or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)?

리브똑똑 (Liiv TalkTalk) is rated higher. 리브똑똑 (Liiv TalkTalk) averages 2.8 out of 5 from 8 ratings, while 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) averages 2.5 from 2 ratings.

### Do 리브똑똑 (Liiv TalkTalk) or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) have ads?

Neither 리브똑똑 (Liiv TalkTalk) nor 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) shows ads.

### Which is updated more often, 리브똑똑 (Liiv TalkTalk) or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)?

리브똑똑 (Liiv TalkTalk) ships an update monthly, and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) every 4 months. Most recently, 리브똑똑 (Liiv TalkTalk) was updated on October 15, 2026 and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*