# Raiffeisen Smart Mobile vs Sub Keeper

The clearest difference is update cadence: Raiffeisen Smart Mobile at weekly against Sub Keeper's fortnightly. Raiffeisen Smart Mobile also leads on iOS requirement (16.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Raiffeisen Smart Mobile ships an update weekly, Sub Keeper fortnightly. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Raiffeisen Smart Mobile | Sub Keeper |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/raiffeisen-smart-mobile/id1255136212/reviews)** | — |
| Number of ratings | **1.3K** | — |
| Positive reviews | 39.1% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | — |
| Size | 304 MB | 13 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | **iPhone, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Raiffeisen Bank Romania S.A.](https://appshunter.io/developer/470512473) | [DAEHONG MIN](https://appshunter.io/developer/6787942588) |

## What reviewers say

### Raiffeisen Smart Mobile

[App page](https://appshunter.io/ios/app/raiffeisen-smart-mobile/id1255136212)

Manage your finances on the go with a secure and intuitive mobile banking app. Open accounts online, make instant payments, personalize your dashboard, and access investment and loan products. Enjoy features like automatic savings, bill payments, and loyalty rewards.

**Highlights:** 100% online account opening, Secure authentication (PIN, fingerprint, FaceID), Smart Hour exchange rates, Personalized dashboard, Instant payments (24/7), Automatic savings with Saving Box, Card management (block, reissue, PIN), Loyalty app access with rewards

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Useful features

**What reviewers complain about**

- 🐛 Bugs and glitches
- 🤔 Complicated interface
- 📱 Compatibility issues
- 🔑 Excessive security measures

**Reported bugs**

- Login and authentication problems
- Frequent crashes and app freezes
- Unreliable push notifications
- Incompatibility with older devices and OS versions

**Requested features**

- Improved account management options
- More customization and personalization
- Seamless integration with other banking services
- Expanded payment and transfer capabilities


### Sub Keeper

[App page](https://appshunter.io/ios/app/sub-keeper-subscriptions/id6790774425)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Raiffeisen Smart Mobile free?

Raiffeisen Smart Mobile is free to download, with no in-app purchases.

### Is Sub Keeper free?

Sub Keeper is free to download, with no in-app purchases.

### Do Raiffeisen Smart Mobile or Sub Keeper have ads?

Both Raiffeisen Smart Mobile and Sub Keeper show ads.

### Which is updated more often, Raiffeisen Smart Mobile or Sub Keeper?

Raiffeisen Smart Mobile ships an update weekly, and Sub Keeper fortnightly. Most recently, Raiffeisen Smart Mobile was updated on November 2, 2026 and Sub Keeper on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*