# VIAC vs frankly. Pillar 3a

The clearest difference is ads: VIAC at none against frankly. Pillar 3a's shown. VIAC also leads on monetization model (free vs ad-supported) and iOS requirement (15.0 vs 17.6). frankly. Pillar 3a's advantage is rating (4.5 vs 4.2) and ratings volume (15 vs 5). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

frankly. Pillar 3a holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 5 and 15 respectively. Written reviews point the same way: 50% of VIAC's written reviews are positive against 56% of frankly. Pillar 3a's.

VIAC ships an update monthly, frankly. Pillar 3a every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | VIAC | frankly. Pillar 3a |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/viac/id1255818015/reviews) | **[4.5 (15 ratings)](https://appshunter.io/ios/app/frankly-pillar-3a/id1498903386/reviews)** |
| Number of ratings | 5 | **15** |
| Positive reviews | 50.0% of reviews | **55.6% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 70 MB | 121 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [WIR Bank Genossenschaft](https://appshunter.io/developer/1061534196) | [Zuercher Kantonalbank](https://appshunter.io/developer/428937858) |

## What reviewers say

### VIAC

[App page](https://appshunter.io/ios/app/viac/id1255818015)

Invest in financial products like investment plans, pillar 3a, and vested benefits with a cost-effective and flexible app. Offers expert support and customizable investment strategies, along with options for life insurance and mortgage benefits.

**Highlights:** Cost-effective investing with low entry barriers, Simple and intuitive app interface, Expert support via phone, chat, or email, Flexible investment strategy customization, Life insurance options (VIAC Life), Exclusive mortgage benefits

**Features:** Vision Pro support

**In-app purchases:** none


### frankly. Pillar 3a

[App page](https://appshunter.io/ios/app/frankly-pillar-3a/id1498903386)

This digital pension solution simplifies saving for retirement. Easily open a pillar 3a or vested benefits account online, with options for cash strategies or investments. It helps you save on taxes and offers cost-effective management.

**Highlights:** Digital pillar 3a and vested benefits account, Open account in minutes, Cash strategy option, Tax savings benefits, Selectable investment products, Free transfer service, Cost-effective all-in fee

**In-app purchases:** none


## Frequently asked questions

### Is VIAC free?

VIAC is free to download, with no in-app purchases.

### Is frankly. Pillar 3a free?

frankly. Pillar 3a is free to download, with no in-app purchases.

### Which has better reviews, VIAC or frankly. Pillar 3a?

frankly. Pillar 3a is rated higher. VIAC averages 4.2 out of 5 from 5 ratings, while frankly. Pillar 3a averages 4.5 from 15 ratings.

### Do VIAC or frankly. Pillar 3a have ads?

frankly. Pillar 3a shows ads; VIAC does not.

### Which is updated more often, VIAC or frankly. Pillar 3a?

VIAC ships an update monthly, and frankly. Pillar 3a every 2 months. Most recently, VIAC was updated on October 24, 2026 and frankly. Pillar 3a on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*