# Мой О! + Банк vs АБ24

The clearest difference is rating: Мой О! + Банк at 4.5 against АБ24's 3.0. Мой О! + Банк also leads on ratings volume (476 vs 10) and update cadence (every 2 weeks vs every 6 weeks). АБ24's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Мой О! + Банк holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: Мой О! + Банк has 476 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 24% of Мой О! + Банк's written reviews are positive against 20% of АБ24's.

Мой О! + Банк ships an update every 2 weeks, АБ24 every 6 weeks. The most recent releases landed on October 17, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Мой О! + Банк | АБ24 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (476 ratings)](https://appshunter.io/ios/app/plus/id1257075492/reviews)** | [3.0 (10 ratings)](https://appshunter.io/ios/app/24/id1532718401/reviews) |
| Number of ratings | **476** | 10 |
| Positive reviews | **24.5% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 298 MB | 63 MB |
| Requires iOS | 16.0 | **12** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [NUR Telecom LLC](https://appshunter.io/developer/1202124575) | [OAO Ayil Bank](https://appshunter.io/developer/1468202882) |

## What reviewers say

### Мой О! + Банк

[App page](https://appshunter.io/ios/app/plus/id1257075492)

This super app combines mobile banking, a personal account for a mobile operator, and a marketplace. It allows users to manage finances, pay bills, shop online, book flights, and earn rewards, all in one place.

**Highlights:** Mobile banking with accounts and cards, Bill payments and government services, Online marketplace with diverse goods, Flight booking and travel deals, Loyalty bonuses and cashback, Personal mobile operator account management

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient terminals nearby
- 👍 Balance top-up without commission
- 👍 Can view package balance
- 👍 Good functionality (older review)
- 👍 Fast and functional (older review)

**What reviewers complain about**

- 🐛 Slow download/upload speeds
- 🐛 Frequent service outages
- 🐛 Unreliable internet connection
- 🐛 Money deducted without reason
- 🐛 Difficult money withdrawal

**Reported bugs**

- App not working after a day
- Slow download speeds
- Identification takes hours
- Service unavailable without warning
- Unable to transfer money between balance and bank account

**Requested features**

- Add push notifications for internet payments
- Create a separate app for 'My O' users
- Allow robot to work offline
- Add option for full English translation
- Allow adding favorite accounts/phone numbers for payments


### АБ24

[App page](https://appshunter.io/ios/app/24/id1532718401)

Manage your finances securely and conveniently from your mobile device. This platform offers remote identification for quick customer registration and easy access to your funds.

**Highlights:** Remote identification for quick registration, Secure money management, Convenient mobile access, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Мой О! + Банк free?

Мой О! + Банк is free to download, with no in-app purchases.

### Is АБ24 free?

АБ24 is free to download, with no in-app purchases.

### Which has better reviews, Мой О! + Банк or АБ24?

Мой О! + Банк is rated higher. Мой О! + Банк averages 4.5 out of 5 from 476 ratings, while АБ24 averages 3.0 from 10 ratings.

### Do Мой О! + Банк or АБ24 have ads?

Мой О! + Банк shows ads; АБ24 does not.

### Which is updated more often, Мой О! + Банк or АБ24?

Мой О! + Банк ships an update every 2 weeks, and АБ24 every 6 weeks. Most recently, Мой О! + Банк was updated on October 17, 2026 and АБ24 on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*