# BHIM KVB Upay vs KDCC Mobile Bank

The clearest difference is iOS requirement: KDCC Mobile Bank at 12.0 against BHIM KVB Upay's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BHIM KVB Upay ships an update every 3 months, KDCC Mobile Bank every 2 months. The most recent releases landed on October 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | BHIM KVB Upay | KDCC Mobile Bank |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 9.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 29 MB | 65 MB |
| Requires iOS | 17.0 | **12.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [THE KARUR VYSYA BANK LIMITED](https://appshunter.io/developer/1039210994) | [THE KOLHAPUR DISTRICT CENTRAL COOPERATIVE BANK LIMITED](https://appshunter.io/developer/1602508926) |

## What reviewers say

### BHIM KVB Upay

[App page](https://appshunter.io/ios/app/bhim-kvb-upay/id1258079462)

Manage all your bank accounts in one place with this UPI application. Easily transfer funds, request money, and pay using a Virtual Payment Address (VPA) or QR code. Securely access your account balance and block spam VPAs.

**Highlights:** Fund transfer using VPA, IFSC, or Aadhaar, Send and collect money, Access all linked bank accounts, Pay via QR code scanning, Check account balance, Block spam VPAs

**Features:** macOS Compatibility

**In-app purchases:** none


### KDCC Mobile Bank

[App page](https://appshunter.io/ios/app/kdcc-mobile-bank/id1602508564)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BHIM KVB Upay free?

BHIM KVB Upay is free to download, with no in-app purchases.

### Is KDCC Mobile Bank free?

KDCC Mobile Bank is free to download, with no in-app purchases.

### Do BHIM KVB Upay or KDCC Mobile Bank have ads?

Neither BHIM KVB Upay nor KDCC Mobile Bank shows ads.

### Which is updated more often, BHIM KVB Upay or KDCC Mobile Bank?

BHIM KVB Upay ships an update every 3 months, and KDCC Mobile Bank every 2 months. Most recently, BHIM KVB Upay was updated on October 24, 2026 and KDCC Mobile Bank on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*