# BHIM KVB Upay vs CapitPlan

BHIM KVB Upay and CapitPlan are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BHIM KVB Upay ships an update every 3 months, CapitPlan every 2 months. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | BHIM KVB Upay | CapitPlan |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 9.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 29 MB | 85 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [THE KARUR VYSYA BANK LIMITED](https://appshunter.io/developer/1039210994) | [Moneyisle ISF Securities Ltd](https://appshunter.io/developer/1587340876) |

## What reviewers say

### BHIM KVB Upay

[App page](https://appshunter.io/ios/app/bhim-kvb-upay/id1258079462)

Manage all your bank accounts in one place with this UPI application. Easily transfer funds, request money, and pay using a Virtual Payment Address (VPA) or QR code. Securely access your account balance and block spam VPAs.

**Highlights:** Fund transfer using VPA, IFSC, or Aadhaar, Send and collect money, Access all linked bank accounts, Pay via QR code scanning, Check account balance, Block spam VPAs

**Features:** macOS Compatibility

**In-app purchases:** none


### CapitPlan

[App page](https://appshunter.io/ios/app/capitplan/id1611297131)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BHIM KVB Upay free?

BHIM KVB Upay is free to download, with no in-app purchases.

### Is CapitPlan free?

CapitPlan is free to download, with no in-app purchases.

### Do BHIM KVB Upay or CapitPlan have ads?

Neither BHIM KVB Upay nor CapitPlan shows ads.

### Which is updated more often, BHIM KVB Upay or CapitPlan?

BHIM KVB Upay ships an update every 3 months, and CapitPlan every 2 months. Most recently, BHIM KVB Upay was updated on October 7, 2026 and CapitPlan on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*