# BHIM KVB Upay vs JKB mGROW

BHIM KVB Upay and JKB mGROW are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BHIM KVB Upay ships an update every 3 months, JKB mGROW every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | BHIM KVB Upay | JKB mGROW |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/jkb-mgrow/id1635546293/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 9.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 29 MB | 87 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [THE KARUR VYSYA BANK LIMITED](https://appshunter.io/developer/1039210994) | [JKB FINANCIAL SERVICES LIMITED](https://appshunter.io/developer/1434830696) |

## What reviewers say

### BHIM KVB Upay

[App page](https://appshunter.io/ios/app/bhim-kvb-upay/id1258079462)

Manage all your bank accounts in one place with this UPI application. Easily transfer funds, request money, and pay using a Virtual Payment Address (VPA) or QR code. Securely access your account balance and block spam VPAs.

**Highlights:** Fund transfer using VPA, IFSC, or Aadhaar, Send and collect money, Access all linked bank accounts, Pay via QR code scanning, Check account balance, Block spam VPAs

**Features:** macOS Compatibility

**In-app purchases:** none


### JKB mGROW

[App page](https://appshunter.io/ios/app/jkb-mgrow/id1635546293)

Manage your complete financial portfolio, including mutual funds, stocks, bonds, and insurance. Track investments, view historical performance, and generate detailed reports. Invest online and utilize various financial calculators for planning.

**Highlights:** Complete portfolio reporting, Historical performance tracking, Online mutual fund investment, Advanced capital gain reports, SIP and insurance tracking, Financial calculators

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BHIM KVB Upay free?

BHIM KVB Upay is free to download, with no in-app purchases.

### Is JKB mGROW free?

JKB mGROW is free to download, with no in-app purchases.

### Do BHIM KVB Upay or JKB mGROW have ads?

Neither BHIM KVB Upay nor JKB mGROW shows ads.

### Which is updated more often, BHIM KVB Upay or JKB mGROW?

BHIM KVB Upay ships an update every 3 months, and JKB mGROW every 2 months. Most recently, BHIM KVB Upay was updated on October 24, 2026 and JKB mGROW on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*