# THEO[テオ] ロボアドバイザーでおまかせ資産運用 vs ポイント運用アプリ StockPoint

The clearest difference is ads: ポイント運用アプリ StockPoint at none against THEO[テオ] ロボアドバイザーでおまかせ資産運用's shown. ポイント運用アプリ StockPoint also leads on monetization model (free vs ad-supported) and iOS requirement (13.0 vs 17.6). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

THEO[テオ] ロボアドバイザーでおまかせ資産運用 ships an update every 3 weeks, ポイント運用アプリ StockPoint every 6 weeks. The most recent releases landed on October 9, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | THEO[テオ] ロボアドバイザーでおまかせ資産運用 | ポイント運用アプリ StockPoint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/theo/id1259086365/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 24.0% of reviews | **28.6% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 42 MB | 13 MB |
| Requires iOS | 17.6 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [MONEY DESIGN Co., LTD.](https://appshunter.io/developer/1259086362) | [STOCK POINT Inc.](https://appshunter.io/developer/1314873449) |

## What reviewers say

### THEO[テオ] ロボアドバイザーでおまかせ資産運用

[App page](https://appshunter.io/ios/app/theo/id1259086365)

This app offers AI-powered, automated investment management services. It creates personalized portfolios using a wide range of ETFs, aiming for long-term growth and risk reduction. Ideal for those new to investing or seeking efficient, hands-off wealth management.

**Highlights:** Personalized investment portfolios, AI-driven asset management, Diversified ETF-based investments, Multiple portfolio strategies, Smart beta investment approach, Low management fees

**In-app purchases:** none


### ポイント運用アプリ StockPoint

[App page](https://appshunter.io/ios/app/stockpoint/id1314873450)

Invest points without needing cash or a securities account. Use your existing points to track the performance of approximately 170 stocks, with the option to exchange points for actual shares once you accumulate enough. Ideal for beginners curious about investing.

**Highlights:** Invest using existing points, No initial cash required, Track ~170 stock prices, Exchange points for real stocks, Learn stock market movements, Start investing without risk

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is THEO[テオ] ロボアドバイザーでおまかせ資産運用 free?

THEO[テオ] ロボアドバイザーでおまかせ資産運用 is free to download, with no in-app purchases.

### Is ポイント運用アプリ StockPoint free?

ポイント運用アプリ StockPoint is free to download, with no in-app purchases.

### Do THEO[テオ] ロボアドバイザーでおまかせ資産運用 or ポイント運用アプリ StockPoint have ads?

THEO[テオ] ロボアドバイザーでおまかせ資産運用 shows ads; ポイント運用アプリ StockPoint does not.

### Which is updated more often, THEO[テオ] ロボアドバイザーでおまかせ資産運用 or ポイント運用アプリ StockPoint?

THEO[テオ] ロボアドバイザーでおまかせ資産運用 ships an update every 3 weeks, and ポイント運用アプリ StockPoint every 6 weeks. Most recently, THEO[テオ] ロボアドバイザーでおまかせ資産運用 was updated on October 9, 2026 and ポイント運用アプリ StockPoint on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*