# THEO[テオ] ロボアドバイザーでおまかせ資産運用 vs 貯蓄の窓口 by Habitto

The clearest difference is review sentiment: 貯蓄の窓口 by Habitto at 67% against THEO[テオ] ロボアドバイザーでおまかせ資産運用's 24%. 貯蓄の窓口 by Habitto also leads on ads (none vs shown) and monetization model (free vs ad-supported). THEO[テオ] ロボアドバイザーでおまかせ資産運用's advantage is rating (5.0 vs 3.7). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

THEO[テオ] ロボアドバイザーでおまかせ資産運用 holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews complicate that: 24% of THEO[テオ] ロボアドバイザーでおまかせ資産運用's written reviews are positive against 67% of 貯蓄の窓口 by Habitto's, so the app with the better star average is not the one people write more warmly about.

THEO[テオ] ロボアドバイザーでおまかせ資産運用 ships an update every 3 weeks, 貯蓄の窓口 by Habitto every 2 weeks. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | THEO[テオ] ロボアドバイザーでおまかせ資産運用 | 貯蓄の窓口 by Habitto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/theo/id1259086365/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/by-habitto/id1641045189/reviews) |
| Number of ratings | 1 | **3** |
| Positive reviews | 24.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 42 MB | 135 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MONEY DESIGN Co., LTD.](https://appshunter.io/developer/1259086362) | [Habitto](https://appshunter.io/developer/1641045191) |

## What reviewers say

### THEO[テオ] ロボアドバイザーでおまかせ資産運用

[App page](https://appshunter.io/ios/app/theo/id1259086365)

This app offers AI-powered, automated investment management services. It creates personalized portfolios using a wide range of ETFs, aiming for long-term growth and risk reduction. Ideal for those new to investing or seeking efficient, hands-off wealth management.

**Highlights:** Personalized investment portfolios, AI-driven asset management, Diversified ETF-based investments, Multiple portfolio strategies, Smart beta investment approach, Low management fees

**In-app purchases:** none


### 貯蓄の窓口 by Habitto

[App page](https://appshunter.io/ios/app/by-habitto/id1641045189)

This app offers a comprehensive financial management solution, combining banking, investment, and insurance services. It provides access to high-yield savings accounts, investment trusts, and personalized advice from certified financial planners. Manage your daily finances, grow your savings, and get expert guidance all in one place.

**Highlights:** High-yield savings account, Investment trust options, VISA debit card with cashback, Free financial advisor consultations, AI financial assistant, ATM access

**In-app purchases:** none


## Frequently asked questions

### Is THEO[テオ] ロボアドバイザーでおまかせ資産運用 free?

THEO[テオ] ロボアドバイザーでおまかせ資産運用 is free to download, with no in-app purchases.

### Is 貯蓄の窓口 by Habitto free?

貯蓄の窓口 by Habitto is free to download, with no in-app purchases.

### Which has better reviews, THEO[テオ] ロボアドバイザーでおまかせ資産運用 or 貯蓄の窓口 by Habitto?

THEO[テオ] ロボアドバイザーでおまかせ資産運用 is rated higher. THEO[テオ] ロボアドバイザーでおまかせ資産運用 averages 5.0 out of 5 from 1 ratings, while 貯蓄の窓口 by Habitto averages 3.7 from 3 ratings.

### Do THEO[テオ] ロボアドバイザーでおまかせ資産運用 or 貯蓄の窓口 by Habitto have ads?

THEO[テオ] ロボアドバイザーでおまかせ資産運用 shows ads; 貯蓄の窓口 by Habitto does not.

### Which is updated more often, THEO[テオ] ロボアドバイザーでおまかせ資産運用 or 貯蓄の窓口 by Habitto?

THEO[テオ] ロボアドバイザーでおまかせ資産運用 ships an update every 3 weeks, and 貯蓄の窓口 by Habitto every 2 weeks. Most recently, THEO[テオ] ロボアドバイザーでおまかせ資産運用 was updated on November 2, 2026 and 貯蓄の窓口 by Habitto on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*