# THEO[テオ] ロボアドバイザーでおまかせ資産運用 vs 京王NEOBANK

The clearest difference is ads: 京王NEOBANK at none against THEO[テオ] ロボアドバイザーでおまかせ資産運用's shown. 京王NEOBANK also leads on review sentiment (56% vs 24%) and iOS requirement (15.0 vs 17.6). THEO[テオ] ロボアドバイザーでおまかせ資産運用's advantage is monetization model (ad-supported vs free with in-app purchases) and update cadence (every 3 weeks vs every 2 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

THEO[テオ] ロボアドバイザーでおまかせ資産運用 ships an update every 3 weeks, 京王NEOBANK every 2 months. The most recent releases landed on October 9, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | THEO[テオ] ロボアドバイザーでおまかせ資産運用 | 京王NEOBANK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/theo/id1259086365/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 24.0% of reviews | **55.6% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 42 MB | 104 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MONEY DESIGN Co., LTD.](https://appshunter.io/developer/1259086362) | [KEIO CORPORATION](https://appshunter.io/developer/1078553610) |

## What reviewers say

### THEO[テオ] ロボアドバイザーでおまかせ資産運用

[App page](https://appshunter.io/ios/app/theo/id1259086365)

This app offers AI-powered, automated investment management services. It creates personalized portfolios using a wide range of ETFs, aiming for long-term growth and risk reduction. Ideal for those new to investing or seeking efficient, hands-off wealth management.

**Highlights:** Personalized investment portfolios, AI-driven asset management, Diversified ETF-based investments, Multiple portfolio strategies, Smart beta investment approach, Low management fees

**In-app purchases:** none


### 京王NEOBANK

[App page](https://appshunter.io/ios/app/neobank/id6450409925)

This banking app offers convenient account management, including instant account opening via smartphone, secure transactions, and easy access to loans and foreign currency deposits. Earn Keio points for everyday banking activities and enjoy ATM withdrawals without a physical card.

**Highlights:** Instant account opening, Cardless ATM withdrawals, Smartphone debit card, Foreign currency deposits, Loan applications, Real-time transaction notifications, Keio point rewards

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is THEO[テオ] ロボアドバイザーでおまかせ資産運用 free?

THEO[テオ] ロボアドバイザーでおまかせ資産運用 is free to download, with no in-app purchases.

### Is 京王NEOBANK free?

京王NEOBANK is free to download, with no in-app purchases.

### Do THEO[テオ] ロボアドバイザーでおまかせ資産運用 or 京王NEOBANK have ads?

THEO[テオ] ロボアドバイザーでおまかせ資産運用 shows ads; 京王NEOBANK does not.

### Which is updated more often, THEO[テオ] ロボアドバイザーでおまかせ資産運用 or 京王NEOBANK?

THEO[テオ] ロボアドバイザーでおまかせ資産運用 ships an update every 3 weeks, and 京王NEOBANK every 2 months. Most recently, THEO[テオ] ロボアドバイザーでおまかせ資産運用 was updated on October 9, 2026 and 京王NEOBANK on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*