# myABL vs ePay Punjab

The clearest difference is ads: ePay Punjab at none against myABL's shown. ePay Punjab also leads on monetization model (free vs free with in-app purchases) and review sentiment (59% vs 41%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for myABL against 4.8 for ePay Punjab. Both are backed by a comparable volume of ratings — 3.7K and 1.4K respectively. Written reviews are what separate them: 41% of myABL's written reviews are positive against 59% of ePay Punjab's.

myABL ships an update monthly, ePay Punjab every 3 weeks. The most recent releases landed on September 25, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | myABL | ePay Punjab |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (3.7K ratings)](https://appshunter.io/ios/app/myabl/id1259150427/reviews) | **[4.8 (1.4K ratings)](https://appshunter.io/ios/app/epay-punjab/id1465068821/reviews)** |
| Number of ratings | **3.7K** | 1.4K |
| Positive reviews | 40.9% of reviews | **58.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 374 MB | 27 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AlliedBank](https://appshunter.io/developer/1259150426) | [PITB](https://appshunter.io/developer/1126071827) |

## What reviewers say

### myABL

[App page](https://appshunter.io/ios/app/myabl/id1259150427)

Manage your finances with this comprehensive mobile banking app. Transfer funds, pay bills, manage accounts, and access loans and investments securely. Earn rewards and find deals with this all-in-one financial tool.

**Highlights:** Money transfer via IBAN, Account Number, CNIC, QR, and RAAST, Bill payments for utilities, telco, education, government, and more, Loan applications and advance salary, Account management and statement generation, Card control and expense tracking, Investment management, Loyalty rewards and deals

**Features:** macOS Compatibility, Siri integration, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Fast and responsive
- 🔒 Secure banking experience
- 💡 Convenient features like quick transfers

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Difficult to log in and perform transactions
- ⚠️ Unreliable and inconsistent performance
- 🔍 Biometric verification issues

**Reported bugs**

- Login screen freezes or shows errors
- Transactions fail or get stuck
- Biometric verification not working as expected
- App crashes or becomes unresponsive

**Requested features**

- Add face ID or fingerprint login option
- Improve app stability and reduce loading times
- Streamline the transaction process
- Provide better customer support


### ePay Punjab

[App page](https://appshunter.io/ios/app/epay-punjab/id1465068821)

This app allows citizens of Punjab to digitally pay various government taxes and fees through internet banking, ATMs, or over-the-counter transactions. Generate a unique payment ID to complete your tax obligations easily and conveniently.

**Highlights:** Digital tax payments, Internet banking, ATM payments, OTC banking transactions, Generate unique PSID, Various tax types supported

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent
- 👍 App works great
- 👍 Brilliant service
- 👍 Love this app
- 👍 Good work

**What reviewers complain about**

- 🐛 Registration and Charges
- 🐛 Not responds on email
- 🐛 POOR DEV TEAM
- 🚩 Scam
- 🚩 Vehicle not found

**Reported bugs**

- Invalid Registration Number - Issue Resolved!
- Vehicle token taxes are due for the year 2022 and epay punjab stopped working

**Requested features**

- Please add Face ID option for login


## Frequently asked questions

### Is myABL free?

myABL is free to download, with no in-app purchases.

### Is ePay Punjab free?

ePay Punjab is free to download, with no in-app purchases.

### Which has better reviews, myABL or ePay Punjab?

ePay Punjab is rated higher. myABL averages 4.7 out of 5 from 3.7K ratings, while ePay Punjab averages 4.8 from 1.4K ratings.

### Do myABL or ePay Punjab have ads?

myABL shows ads; ePay Punjab does not.

### Which is updated more often, myABL or ePay Punjab?

myABL ships an update monthly, and ePay Punjab every 3 weeks. Most recently, myABL was updated on September 25, 2026 and ePay Punjab on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*