# myABL vs NayaPay

The clearest difference is ads: NayaPay at none against myABL's shown. NayaPay also leads on update cadence (fortnightly vs monthly). myABL's advantage is review sentiment (42% vs 31%) and device support (3 vs 1). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for myABL against 4.7 for NayaPay. Both are backed by a comparable volume of ratings — 4K and 1.1K respectively. Written reviews are what separate them: 42% of myABL's written reviews are positive against 31% of NayaPay's.

myABL ships an update monthly, NayaPay fortnightly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | myABL | NayaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (4K ratings)](https://appshunter.io/ios/app/myabl/id1259150427/reviews) | **[4.7 (1.1K ratings)](https://appshunter.io/ios/app/nayapay/id1621286305/reviews)** |
| Number of ratings | **4K** | 1.1K |
| Positive reviews | **41.6% of reviews** | 31.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 374 MB | 374 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [AlliedBank](https://appshunter.io/developer/1259150426) | [NAYAPAY (PVT.) LIMITED](https://appshunter.io/developer/1621286307) |

## What reviewers say

### myABL

[App page](https://appshunter.io/ios/app/myabl/id1259150427)

Manage your finances with this comprehensive mobile banking app. Transfer funds, pay bills, manage accounts, and access loans and investments securely. Earn rewards and find deals with this all-in-one financial tool.

**Highlights:** Money transfer via IBAN, Account Number, CNIC, QR, and RAAST, Bill payments for utilities, telco, education, government, and more, Loan applications and advance salary, Account management and statement generation, Card control and expense tracking, Investment management, Loyalty rewards and deals

**Features:** macOS Compatibility, Siri integration, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Fast and responsive
- 🔒 Secure banking experience
- 💡 Convenient features like quick transfers

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Difficult to log in and perform transactions
- ⚠️ Unreliable and inconsistent performance
- 🔍 Biometric verification issues

**Reported bugs**

- Login screen freezes or shows errors
- Transactions fail or get stuck
- Biometric verification not working as expected
- App crashes or becomes unresponsive

**Requested features**

- Add face ID or fingerprint login option
- Improve app stability and reduce loading times
- Streamline the transaction process
- Provide better customer support


### NayaPay

[App page](https://appshunter.io/ios/app/nayapay/id1621286305)

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

**Highlights:** Send and receive money instantly, Pay bills from hundreds of merchants, Receive global remittances, Free virtual and physical Visa debit cards, Mobile top-ups and bundles, In-app chat for payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Best and fast
- 👍 Excellent Banking App
- 👍 Must Have
- 👍 Amazing..! Keep the good work up
- 👍 The very best out there!

**What reviewers complain about**

- 💰 Scammers. Non-transparent fees.
- 🐢 Slow and rude team
- 🚫 Not being able to receive OTP
- 🚫 Account Blocked — No Response from Support
- 💰 Nayapay is a Scam..Scammers

**Reported bugs**

- Transaction history and the screenshot
- Crashes when i try to authenticate.
- Not being able to pay my Utility bills

**Requested features**

- Add card support for Apple Pay wallet
- Previous screen shot option and transaction history has the full details of sender but now its hide so we cant see the account no and other this in history or in SS so please chnage the ss system or do the previous one which is perfect 👍
- Nayapay also should add personal loans option
- Utility bills ?


## Frequently asked questions

### Is myABL free?

myABL is free to download, with no in-app purchases.

### Is NayaPay free?

NayaPay is free to download, with no in-app purchases.

### Which has better reviews, myABL or NayaPay?

NayaPay is rated higher. myABL averages 4.6 out of 5 from 4K ratings, while NayaPay averages 4.7 from 1.1K ratings.

### Do myABL or NayaPay have ads?

myABL shows ads; NayaPay does not.

### Which is updated more often, myABL or NayaPay?

myABL ships an update monthly, and NayaPay fortnightly. Most recently, myABL was updated on October 29, 2026 and NayaPay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*