# My Card Wallet vs mCards

The clearest difference is in-app purchases: mCards at none against My Card Wallet's 9. My Card Wallet's advantage is review sentiment (57% vs 25%) and ratings volume (140 vs 5). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. My Card Wallet sells 9 in-app purchases, starting at $1.99 per month. mCards asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.3 for My Card Wallet against 4.4 for mCards. That said, the two scores are not equally well evidenced: My Card Wallet has 140 ratings behind it against 5, so its average is the more settled of the two. Written reviews are what separate them: 57% of My Card Wallet's written reviews are positive against 25% of mCards's.

My Card Wallet ships an update monthly, mCards every 3 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | My Card Wallet | mCards |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (140 ratings)](https://appshunter.io/ios/app/my-card-wallet-secure-notes/id1259742455/reviews) | **[4.4 (5 ratings)](https://appshunter.io/ios/app/mcards/id1440131142/reviews)** |
| Number of ratings | **140** | 5 |
| Positive reviews | **57.1% of reviews** | 25.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 116 MB | 123 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Highglossy FZE](https://appshunter.io/developer/1790816653) | [PayWith Worldwide Inc](https://appshunter.io/developer/692280837) |

## What reviewers say

### My Card Wallet

[App page](https://appshunter.io/ios/app/my-card-wallet-secure-notes/id1259742455)

Securely store your credit and debit card details with robust encryption. Access your information quickly via PIN or biometric authentication, with no developer access to your data.

**Highlights:** Strong encryption, Local data storage, PIN/Touch ID access, Card information storage, Simple interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Capsule Basic Monthly | $1.99 | per month |
| Capsule Plus Monthly | $4.99 | per month |
| Capsule Max Monthly | $9.99 | per month |
| Capsule Basic Annual | $14.99 | per year |
| Capsule Plus Annual | $49.99 | per year |
| Capsule Max Annual | $99.99 | per year |
| 1 cup | $0.99 | one-time |
| 2 cups | $1.99 | one-time |
| 3 cups | $2.99 | one-time |

**What reviewers like**

- 👍 Useful for storing card data
- 👍 Convenient for forgotten cards
- 👍 Good interface design
- 👍 Security features (password prompt)
- 👍 Works as intended (storage)

**What reviewers complain about**

- 👎 Cannot make payments
- 👎 Perceived as useless by some
- 👎 Data loss after update
- 👎 Security concerns
- 👎 Unclear purpose for some

**Reported bugs**

- Data lost after update
- App crashes after launch
- Cannot add certain card types (Verve, Belarusian)
- Error adding some cards
- Deletes entire file when swiping too fast

**Requested features**

- Add cards to Apple Wallet
- Dark mode
- Assign colors to cards
- Widget support
- Manual card add feature


### mCards

[App page](https://appshunter.io/ios/app/mcards/id1440131142)

This app allows you to manage and control digital cards that consolidate loyalty programs, offers, gift cards, and payment cards. It personalizes your card experience based on your spending habits and linked accounts, offering enhanced value and security.

**Highlights:** Consolidate loyalty programs, Manage merchant offers, Link gift cards, Connect personal payment cards, Personalized card experience, Enhanced security and benefits

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My Card Wallet free?

My Card Wallet is free to download, with in-app purchases available.

### Is mCards free?

mCards is free to download, with no in-app purchases.

### Which has better reviews, My Card Wallet or mCards?

mCards is rated higher. My Card Wallet averages 4.3 out of 5 from 140 ratings, while mCards averages 4.4 from 5 ratings.

### Do My Card Wallet or mCards have ads?

Neither My Card Wallet nor mCards shows ads.

### Which is updated more often, My Card Wallet or mCards?

My Card Wallet ships an update monthly, and mCards every 3 weeks. Most recently, My Card Wallet was updated on October 24, 2026 and mCards on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*