# My Card Wallet vs Digital Wallet

The clearest difference is rating: My Card Wallet at 4.3 against Digital Wallet's 3.6. My Card Wallet also leads on ratings volume (139 vs 5) and update cadence (monthly vs every 4 months). Digital Wallet's advantage is in-app purchases (none vs 9). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. My Card Wallet sells 9 in-app purchases, starting at $1.99 per month. Digital Wallet asks for nothing beyond the download.

My Card Wallet holds the better App Store score, 4.3 against 3.6. That said, the two scores are not equally well evidenced: My Card Wallet has 139 ratings behind it against 5, so its average is the more settled of the two.

My Card Wallet ships an update monthly, Digital Wallet every 4 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | My Card Wallet | Digital Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (139 ratings)](https://appshunter.io/ios/app/my-card-wallet-secure-notes/id1259742455/reviews)** | [3.6 (5 ratings)](https://appshunter.io/ios/app/digital-wallet/id1488597757/reviews) |
| Number of ratings | **139** | 5 |
| Positive reviews | 57.1% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 116 MB | 84 MB |
| Requires iOS | **16.6** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Highglossy FZE](https://appshunter.io/developer/1790816653) | [Oesterreichische Aerzte- und Apothekerbank AG](https://appshunter.io/developer/1133868588) |

## What reviewers say

### My Card Wallet

[App page](https://appshunter.io/ios/app/my-card-wallet-secure-notes/id1259742455)

Securely store your credit and debit card details with robust encryption. Access your information quickly via PIN or biometric authentication, with no developer access to your data.

**Highlights:** Strong encryption, Local data storage, PIN/Touch ID access, Card information storage, Simple interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Capsule Basic Monthly | $1.99 | per month |
| Capsule Plus Monthly | $4.99 | per month |
| Capsule Max Monthly | $9.99 | per month |
| Capsule Basic Annual | $14.99 | per year |
| Capsule Plus Annual | $49.99 | per year |
| Capsule Max Annual | $99.99 | per year |
| 1 cup | $0.99 | one-time |
| 2 cups | $1.99 | one-time |
| 3 cups | $2.99 | one-time |

**What reviewers like**

- 👍 Useful for storing card data
- 👍 Convenient for forgotten cards
- 👍 Good interface design
- 👍 Security features (password prompt)
- 👍 Works as intended (storage)

**What reviewers complain about**

- 👎 Cannot make payments
- 👎 Perceived as useless by some
- 👎 Data loss after update
- 👎 Security concerns
- 👎 Unclear purpose for some

**Reported bugs**

- Data lost after update
- App crashes after launch
- Cannot add certain card types (Verve, Belarusian)
- Error adding some cards
- Deletes entire file when swiping too fast

**Requested features**

- Add cards to Apple Wallet
- Dark mode
- Assign colors to cards
- Widget support
- Manual card add feature


### Digital Wallet

[App page](https://appshunter.io/ios/app/digital-wallet/id1488597757)

Send money directly to contacts from your smartphone without needing their IBAN or BIC. Easily manage customer cards and request money from others. This app is continuously updated with new features and services.

**Highlights:** Send money to contacts, Request money from contacts, Refund money, Manage customer cards, Contact-based transactions, PIN-free transfers up to €50

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My Card Wallet free?

My Card Wallet is free to download, with in-app purchases available.

### Is Digital Wallet free?

Digital Wallet is free to download, with no in-app purchases.

### Which has better reviews, My Card Wallet or Digital Wallet?

My Card Wallet is rated higher. My Card Wallet averages 4.3 out of 5 from 139 ratings, while Digital Wallet averages 3.6 from 5 ratings.

### Do My Card Wallet or Digital Wallet have ads?

Neither My Card Wallet nor Digital Wallet shows ads.

### Which is updated more often, My Card Wallet or Digital Wallet?

My Card Wallet ships an update monthly, and Digital Wallet every 4 months. Most recently, My Card Wallet was updated on November 6, 2026 and Digital Wallet on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*