# ХМБ vs "ИК Банк"

The clearest difference is device support: "ИК Банк" at 3 against ХМБ's 1. "ИК Банк" also leads on iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ХМБ ships an update every 5 weeks, "ИК Банк" every 2 months. The most recent releases landed on November 2, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | ХМБ | "ИК Банк" |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (4 ratings)](https://appshunter.io/ios/app/id1259778585/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free | — |
| Size | 37 MB | 11 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ООО "Хакасский муниципальный банк"](https://appshunter.io/developer/1440570152) | [АО "ИК Банк"](https://appshunter.io/developer/1465865645) |

## What reviewers say

### ХМБ

[App page](https://appshunter.io/ios/app/id1259778585)

Manage your bank accounts, cards, and loans in real-time from your mobile device. Perform transfers, pay bills, and block cards. Access transaction history and analyze spending.

**Highlights:** Manage bank accounts, cards, and loans, Transfer funds between accounts, Make payments to other banks, Pay bills and services, Block lost cards, View transaction history, Find ATMs and bank offices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### "ИК Банк"

[App page](https://appshunter.io/ios/app/id1465865646)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ХМБ free?

ХМБ is free to download, with no in-app purchases.

### Is "ИК Банк" free?

"ИК Банк" is free to download, with no in-app purchases.

### Do ХМБ or "ИК Банк" have ads?

Neither ХМБ nor "ИК Банк" shows ads.

### Which is updated more often, ХМБ or "ИК Банк"?

ХМБ ships an update every 5 weeks, and "ИК Банк" every 2 months. Most recently, ХМБ was updated on November 2, 2026 and "ИК Банк" on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*