# ХМБ vs Банк "Развитие

The clearest difference is rating: Банк "Развитие at 5.0 against ХМБ's 4.0. ХМБ's advantage is ratings volume (4 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Банк "Развитие holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

ХМБ ships an update every 5 weeks, Банк "Развитие every 6 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | ХМБ | Банк "Развитие |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/id1259778585/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1474048496/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Monetization | Free | — |
| Size | 37 MB | 39 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ООО "Хакасский муниципальный банк"](https://appshunter.io/developer/1440570152) | [RAZVITIE-STOLITSA, AO](https://appshunter.io/developer/1469019183) |

## What reviewers say

### ХМБ

[App page](https://appshunter.io/ios/app/id1259778585)

Manage your bank accounts, cards, and loans in real-time from your mobile device. Perform transfers, pay bills, and block cards. Access transaction history and analyze spending.

**Highlights:** Manage bank accounts, cards, and loans, Transfer funds between accounts, Make payments to other banks, Pay bills and services, Block lost cards, View transaction history, Find ATMs and bank offices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Банк "Развитие

[App page](https://appshunter.io/ios/app/id1474048496)

**In-app purchases:** none


## Frequently asked questions

### Is ХМБ free?

ХМБ is free to download, with no in-app purchases.

### Is Банк "Развитие free?

Банк "Развитие is free to download, with no in-app purchases.

### Which has better reviews, ХМБ or Банк "Развитие?

Банк "Развитие is rated higher. ХМБ averages 4.0 out of 5 from 4 ratings, while Банк "Развитие averages 5.0 from 1 ratings.

### Do ХМБ or Банк "Развитие have ads?

Neither ХМБ nor Банк "Развитие shows ads.

### Which is updated more often, ХМБ or Банк "Развитие?

ХМБ ships an update every 5 weeks, and Банк "Развитие every 6 weeks. Most recently, ХМБ was updated on October 24, 2026 and Банк "Развитие on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*