# ХМБ vs «Алеф Online»

The clearest difference is review sentiment: «Алеф Online» at 50% against ХМБ's 0%. «Алеф Online» also leads on rating (5.0 vs 4.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

«Алеф Online» holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 5 respectively. Written reviews point the same way: 0% of ХМБ's written reviews are positive against 50% of «Алеф Online»'s.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 14, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | ХМБ | «Алеф Online» |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/id1259778585/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/online/id1478718093/reviews)** |
| Number of ratings | 4 | **5** |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Free | Free |
| Size | 37 MB | 38 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ООО "Хакасский муниципальный банк"](https://appshunter.io/developer/1440570152) | [АО АКБ "АЛЕФ-БАНК"](https://appshunter.io/developer/1478718092) |

## What reviewers say

### ХМБ

[App page](https://appshunter.io/ios/app/id1259778585)

Manage your bank accounts, cards, and loans in real-time from your mobile device. Perform transfers, pay bills, and block cards. Access transaction history and analyze spending.

**Highlights:** Manage bank accounts, cards, and loans, Transfer funds between accounts, Make payments to other banks, Pay bills and services, Block lost cards, View transaction history, Find ATMs and bank offices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### «Алеф Online»

[App page](https://appshunter.io/ios/app/online/id1478718093)

Manage your bank accounts, loans, and deposits with ease. Make payments, transfers, and open new accounts directly from your mobile device. Secure transactions are facilitated through one-time passwords.

**Highlights:** View accounts, loans, and deposits, Transaction history and statements, Payments via saved templates, Service payments (phone, TV, internet, utilities), Transfers via SBP, QR code payments via SBP, Open new deposits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ХМБ free?

ХМБ is free to download, with no in-app purchases.

### Is «Алеф Online» free?

«Алеф Online» is free to download, with no in-app purchases.

### Which has better reviews, ХМБ or «Алеф Online»?

«Алеф Online» is rated higher. ХМБ averages 4.0 out of 5 from 4 ratings, while «Алеф Online» averages 5.0 from 5 ratings.

### Do ХМБ or «Алеф Online» have ads?

Neither ХМБ nor «Алеф Online» shows ads.

### Which is updated more often, ХМБ or «Алеф Online»?

ХМБ ships an update every 5 weeks, and «Алеф Online» every 5 weeks. Most recently, ХМБ was updated on October 14, 2026 and «Алеф Online» on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*