# ХМБ vs АПК Банк Онлайн

The clearest difference is rating: АПК Банк Онлайн at 4.8 against ХМБ's 4.0. АПК Банк Онлайн also leads on review sentiment (37% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

АПК Банк Онлайн holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 4 and 5 respectively. Written reviews point the same way: 0% of ХМБ's written reviews are positive against 37% of АПК Банк Онлайн's.

ХМБ ships an update every 5 weeks, АПК Банк Онлайн every 4 weeks. The most recent releases landed on October 14, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | ХМБ | АПК Банк Онлайн |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/id1259778585/reviews) | **[4.8 (5 ratings)](https://appshunter.io/ios/app/id1504867207/reviews)** |
| Number of ratings | 4 | **5** |
| Positive reviews | 0.0% of reviews | **36.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 37 MB | 37 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ООО "Хакасский муниципальный банк"](https://appshunter.io/developer/1440570152) | [JSCB AGROPROMCREDIT](https://appshunter.io/developer/1504867206) |

## What reviewers say

### ХМБ

[App page](https://appshunter.io/ios/app/id1259778585)

Manage your bank accounts, cards, and loans in real-time from your mobile device. Perform transfers, pay bills, and block cards. Access transaction history and analyze spending.

**Highlights:** Manage bank accounts, cards, and loans, Transfer funds between accounts, Make payments to other banks, Pay bills and services, Block lost cards, View transaction history, Find ATMs and bank offices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### АПК Банк Онлайн

[App page](https://appshunter.io/ios/app/id1504867207)

Manage your finances easily with this banking app. Access account details, make payments, transfer funds, and analyze spending. Offers a user-friendly interface in Russian and English.

**Highlights:** View account and deposit information, Pay loans and utility bills, Transfer funds between accounts and to other banks, Currency conversion, Open and close deposits, Set up recurring payments and templates, Analyze spending patterns

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ХМБ free?

ХМБ is free to download, with no in-app purchases.

### Is АПК Банк Онлайн free?

АПК Банк Онлайн is free to download, with no in-app purchases.

### Which has better reviews, ХМБ or АПК Банк Онлайн?

АПК Банк Онлайн is rated higher. ХМБ averages 4.0 out of 5 from 4 ratings, while АПК Банк Онлайн averages 4.8 from 5 ratings.

### Do ХМБ or АПК Банк Онлайн have ads?

Neither ХМБ nor АПК Банк Онлайн shows ads.

### Which is updated more often, ХМБ or АПК Банк Онлайн?

ХМБ ships an update every 5 weeks, and АПК Банк Онлайн every 4 weeks. Most recently, ХМБ was updated on October 14, 2026 and АПК Банк Онлайн on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*