# ХМБ vs АТБ банк

The clearest difference is rating: АТБ банк at 4.6 against ХМБ's 4.0. АТБ банк also leads on review sentiment (25% vs 0%) and ratings volume (125 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

АТБ банк holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: АТБ банк has 125 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of ХМБ's written reviews are positive against 25% of АТБ банк's.

ХМБ ships an update every 5 weeks, АТБ банк every 2 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | ХМБ | АТБ банк |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/id1259778585/reviews) | **[4.6 (125 ratings)](https://appshunter.io/ios/app/id1604332202/reviews)** |
| Number of ratings | 4 | **125** |
| Positive reviews | 0.0% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 37 MB | 249 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ООО "Хакасский муниципальный банк"](https://appshunter.io/developer/1440570152) | [Азиатско–Тихоокеанский Банк](https://appshunter.io/developer/818408979) |

## What reviewers say

### ХМБ

[App page](https://appshunter.io/ios/app/id1259778585)

Manage your bank accounts, cards, and loans in real-time from your mobile device. Perform transfers, pay bills, and block cards. Access transaction history and analyze spending.

**Highlights:** Manage bank accounts, cards, and loans, Transfer funds between accounts, Make payments to other banks, Pay bills and services, Block lost cards, View transaction history, Find ATMs and bank offices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### АТБ банк

[App page](https://appshunter.io/ios/app/id1604332202)

Manage your finances with ease through this mobile banking application. It offers secure payments, loan management, and expense tracking, bringing essential banking services closer to you.

**Highlights:** Secure payments, Loan management, Expense tracking, User feedback integration

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ХМБ free?

ХМБ is free to download, with no in-app purchases.

### Is АТБ банк free?

АТБ банк is free to download, with no in-app purchases.

### Which has better reviews, ХМБ or АТБ банк?

АТБ банк is rated higher. ХМБ averages 4.0 out of 5 from 4 ratings, while АТБ банк averages 4.6 from 125 ratings.

### Do ХМБ or АТБ банк have ads?

Neither ХМБ nor АТБ банк shows ads.

### Which is updated more often, ХМБ or АТБ банк?

ХМБ ships an update every 5 weeks, and АТБ банк every 2 weeks. Most recently, ХМБ was updated on October 24, 2026 and АТБ банк on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*