# ХМБ vs КББ

The clearest difference is rating: КББ at 5.0 against ХМБ's 4.0. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

КББ holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 2 respectively.

ХМБ ships an update every 5 weeks, КББ monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | ХМБ | КББ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/id1259778585/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/id6443553931/reviews)** |
| Number of ratings | **4** | 2 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 37 MB | 39 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ООО "Хакасский муниципальный банк"](https://appshunter.io/developer/1440570152) | [KUZNETSKBUSINESSBANK(JSC)](https://appshunter.io/developer/1647126859) |

## What reviewers say

### ХМБ

[App page](https://appshunter.io/ios/app/id1259778585)

Manage your bank accounts, cards, and loans in real-time from your mobile device. Perform transfers, pay bills, and block cards. Access transaction history and analyze spending.

**Highlights:** Manage bank accounts, cards, and loans, Transfer funds between accounts, Make payments to other banks, Pay bills and services, Block lost cards, View transaction history, Find ATMs and bank offices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### КББ

[App page](https://appshunter.io/ios/app/id6443553931)

Manage your finances securely and conveniently. Pay bills, check account balances, view credit agreements, and transfer funds easily. Receive free SMS or email notifications for all transactions.

**Highlights:** Bill payments (phone, internet, utilities, fines), Account balance inquiries, Credit agreement information, Transfers via SBP by phone number, Internal card-to-card transfers, QR code payments via SBPay

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ХМБ free?

ХМБ is free to download, with no in-app purchases.

### Is КББ free?

КББ is free to download, with no in-app purchases.

### Which has better reviews, ХМБ or КББ?

КББ is rated higher. ХМБ averages 4.0 out of 5 from 4 ratings, while КББ averages 5.0 from 2 ratings.

### Do ХМБ or КББ have ads?

Neither ХМБ nor КББ shows ads.

### Which is updated more often, ХМБ or КББ?

ХМБ ships an update every 5 weeks, and КББ monthly. Most recently, ХМБ was updated on October 24, 2026 and КББ on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*