# SLSP mToken vs CSOB SmartToken

The clearest difference is rating: CSOB SmartToken at 4.8 against SLSP mToken's 1.0. CSOB SmartToken also leads on ratings volume (119 vs 1) and iOS requirement (14.0 vs 16.0). SLSP mToken's advantage is review sentiment (12% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CSOB SmartToken holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: CSOB SmartToken has 119 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 12% of SLSP mToken's written reviews are positive against 0% of CSOB SmartToken's, so the app with the better star average is not the one people write more warmly about.

SLSP mToken ships an update every 2 months, CSOB SmartToken every 6 weeks. The most recent releases landed on September 17, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | SLSP mToken | CSOB SmartToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/slsp-mtoken/id1259787144/reviews) | **[4.8 (119 ratings)](https://appshunter.io/ios/app/csob-smarttoken/id1477450487/reviews)** |
| Number of ratings | 1 | **119** |
| Positive reviews | **11.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 12 MB | 44 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 9+ |
| Developer | [Slovenska sporitelna, a.s.](https://appshunter.io/developer/467624393) | [Ceskoslovenska obchodna banka, a.s.](https://appshunter.io/developer/456927882) |

## What reviewers say

### SLSP mToken

[App page](https://appshunter.io/ios/app/slsp-mtoken/id1259787144)

This app offers a secure and convenient way to log in and sign documents for online banking. It supports biometric authentication like fingerprint or facial recognition, or a custom PIN code for enhanced security and ease of use.

**Highlights:** Secure login and document signing, Biometric authentication (fingerprint, face recognition), Custom PIN code option, More secure than SMS keys, Works offline and abroad, Convenient and user-friendly

**In-app purchases:** none


### CSOB SmartToken

[App page](https://appshunter.io/ios/app/csob-smarttoken/id1477450487)

This secure mobile application allows clients to electronically sign transactions and log into digital banking services. It offers multiple activation methods, including biometric verification and contact center support. Optional permissions enhance convenience, and while an internet connection is needed for activation, it can function offline.

**Highlights:** Electronic transaction signing, Digital banking login, Biometric activation, Cross-device activation transfer, Optional permission grants, Offline functionality after activation

**In-app purchases:** none


## Frequently asked questions

### Is SLSP mToken free?

SLSP mToken is free to download, with no in-app purchases.

### Is CSOB SmartToken free?

CSOB SmartToken is free to download, with no in-app purchases.

### Which has better reviews, SLSP mToken or CSOB SmartToken?

CSOB SmartToken is rated higher. SLSP mToken averages 1.0 out of 5 from 1 ratings, while CSOB SmartToken averages 4.8 from 119 ratings.

### Do SLSP mToken or CSOB SmartToken have ads?

Neither SLSP mToken nor CSOB SmartToken shows ads.

### Which is updated more often, SLSP mToken or CSOB SmartToken?

SLSP mToken ships an update every 2 months, and CSOB SmartToken every 6 weeks. Most recently, SLSP mToken was updated on September 17, 2026 and CSOB SmartToken on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
