# 小象钱包 vs 马上钱包

The clearest difference is rating: 马上钱包 at 4.0 against 小象钱包's 1.0. 小象钱包's advantage is update cadence (every 6 days vs every 2 months) and iOS requirement (8.0 vs 12.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

马上钱包 holds the better App Store score, 4.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

小象钱包 ships an update every 6 days, 马上钱包 every 2 months. The most recent releases landed on September 15, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | 小象钱包 | 马上钱包 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/app/id1259799577/reviews) | **[4.0 (2 ratings)](https://appshunter.io/ios/app/id1568686533/reviews)** |
| Number of ratings | 1 | **2** |
| Positive reviews | — | 15.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 2 months |
| Monetization | Free | Free |
| Size | 28 MB | 63 MB |
| Requires iOS | **8.0** | 12.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [垦利县和丰小额贷款股份有限公司](https://appshunter.io/developer/1526937305) | [马上消费金融股份有限公司](https://appshunter.io/developer/1035050937) |

## What reviewers say

### 小象钱包

[App page](https://appshunter.io/ios/app/app/id1259799577)

This app offers quick cash loans with a simple application process using just your ID and phone number. It aims to provide fast financial assistance for emergencies with low interest rates and high approval rates.

**Highlights:** Fast loan disbursement, Zero-threshold, no collateral, High loan limits up to ¥30,000, Low daily interest rates, Purely online operation, High approval rate

**Features:** macOS Compatibility

**In-app purchases:** none


### 马上钱包

[App page](https://appshunter.io/ios/app/id1568686533)

This platform offers online loan applications using just your phone number and identity information. It provides a revolving credit line with a maximum limit of 200,000 yuan, featuring a convenient application process and flexible repayment options.

**Highlights:** Online loan application, High loan limits up to 200,000 yuan, Revolving credit line, Convenient repayment options, Fast approval process, Secure funding from licensed institutions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 小象钱包 free?

小象钱包 is free to download, with no in-app purchases.

### Is 马上钱包 free?

马上钱包 is free to download, with no in-app purchases.

### Which has better reviews, 小象钱包 or 马上钱包?

马上钱包 is rated higher. 小象钱包 averages 1.0 out of 5 from 1 ratings, while 马上钱包 averages 4.0 from 2 ratings.

### Do 小象钱包 or 马上钱包 have ads?

Neither 小象钱包 nor 马上钱包 shows ads.

### Which is updated more often, 小象钱包 or 马上钱包?

小象钱包 ships an update every 6 days, and 马上钱包 every 2 months. Most recently, 小象钱包 was updated on September 15, 2026 and 马上钱包 on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*