# 小象钱包 vs 时小融

The clearest difference is iOS requirement: 小象钱包 at 8.0 against 时小融's 12.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

小象钱包 ships an update every 6 days, 时小融 every 8 days. The most recent releases landed on October 19, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | 小象钱包 | 时小融 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/app/id1259799577/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 8 days |
| Monetization | Free | — |
| Size | 28 MB | 58 MB |
| Requires iOS | **8.0** | 12.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [垦利县和丰小额贷款股份有限公司](https://appshunter.io/developer/1526937305) | [Shishi Huxin (Wuhan) Digital Technology Co., Ltd.](https://appshunter.io/developer/1735701583) |

## What reviewers say

### 小象钱包

[App page](https://appshunter.io/ios/app/app/id1259799577)

This app offers quick cash loans with a simple application process using just your ID and phone number. It aims to provide fast financial assistance for emergencies with low interest rates and high approval rates.

**Highlights:** Fast loan disbursement, Zero-threshold, no collateral, High loan limits up to ¥30,000, Low daily interest rates, Purely online operation, High approval rate

**Features:** macOS Compatibility

**In-app purchases:** none


### 时小融

[App page](https://appshunter.io/ios/app/id6479358893)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 小象钱包 free?

小象钱包 is free to download, with no in-app purchases.

### Is 时小融 free?

时小融 is free to download, with no in-app purchases.

### Do 小象钱包 or 时小融 have ads?

Neither 小象钱包 nor 时小融 shows ads.

### Which is updated more often, 小象钱包 or 时小融?

小象钱包 ships an update every 6 days, and 时小融 every 8 days. Most recently, 小象钱包 was updated on October 19, 2026 and 时小融 on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*